Lee County property record for 20700 Lazy D Farm Rd, Estero, FL 33928
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 35.9 acres (1,565,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Feb 2017) |
| Tax Bill | $5,818 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-46-27-00-00001.0070 |
| Primary APN | 28-46-27-00-00001.0070 |
|---|---|
| Alternative APNs |
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| Lot Area | 1,565,982 sqft (35.9 acres) |
|---|
| Account Number | 10435864 |
|---|---|
| Street Address | 20700 LAZY D FARM RD |
| City | ESTERO |
| State | FL |
| Zip | 33928-9581 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AG-2 AG-2 |
| Legal Description | PARCEL 1 AND PARCEL 2 DESC. ON INST. # 2017000030303. (PARCEL ID 28-46-27-00-00001.0070 + 28-46-27-00-00001.0080 FOR INF. ONL |
| Legal Range | 27 |
| Legal Township | 46 |
| Legal Section | 28 |
| Legal Subdivision | CORKSCREW NORTH&SOUTH |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50312 |
Source: Lee County records, as of December 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20730 LAZY D FARM RD, ESTERO, FL 33928-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Feb 10, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on Record |
| Deed Sale | Feb 10, 2017 · Amount on Record |
| Prior Sale | Jan 11, 2016 |
| Deed Document Number | 2017000030303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20700 LAZY D FARM RD, ESTERO, FL 33928-9581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 17146 ASHCOMB WAY, ESTERO, FL 33928-6506 |
| Document Number | 0000314920 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023000314920 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.6% |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 10, 2017 |
| Property Address | 20730 LAZY D FARM RD, ESTERO, FL 33928-9581 |
| Document Number | 0000030303 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 30303 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 222 YEARLING LOOP JACKSONVILLE NC 285409102, JACKSONVILLE, NC 28540-9102 |
Source: Lee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,818.00 (+229.26%) | $655,605 (+383.29%) Land $651,950 Building $3,655 | $655,605 (+285.1%) Land $651,950 Building $3,655 |
| 2023 | $1,767.00 (+72.9%) Additional exemption filed | $135,655 (+46.42%) | $170,245 (+58.88%) |
| 2022 | $1,022.00 Additional exemption filed | $92,647 | $107,151 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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