Lincoln County property record for 2070 Wt Carpenter Dr, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1991 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,000 (May 2020) |
| Tax Bill | $1,795 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3644-76-4463 |
| Primary APN | 3644-76-4463 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 27,486 sqft (0.631 acres) |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 278495 |
|---|---|
| Street Address | 2070 WT CARPENTER DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | 30A COLONIAL HGTS |
| Legal Subdivision | COLONIAL HEIGHTS |
| Legal Lot Number | 30 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | IRONTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 70202 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2070 WT CARPENTER DR, LINCOLNTON, NC 28092-7490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| May 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| May 21, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on Record |
| Deed Sale | May 6, 2020 · Amount on Record |
| Prior Sale | Mar 28, 2007 · Amount on Record |
| Deed Document Number | 2020608338 |
| Deed Book / Page | 2905 / 690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2070 WT CARPENTER DR, LINCOLNTON, NC 28092-7490 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0003173493 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 3173/493 |
| Instrument | 653701 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 6, 2020 |
| Property Address | 2070 WT CARPENTER DR, LINCOLNTON, NC 28092-7490 |
| Document Number | 2905690 |
| Book / Page | 2905 / 690 |
| Map Reference | MB F PG 20 |
| Instrument Date | May 6, 2020 |
| Instrument | 608338 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 COMMONWEALTH DR, 118, LINCOLNTON, NC 28092-8587 |
| Name | Verified Name |
|---|---|
| Address | 2070 WT CARPENTER DR, LINCOLNTON, NC 28092-7490 |
| Document Number | 608339 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 608339 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2070 WT CARPENTER DR, LINCOLNTON, NC 28092-7490 |
| Document Number | 2819177 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2070 WT CARPENTER DR LINCOLNTON NC 280927490, LINCOLNTON, NC 28092-7490 |
| Document Number | 2819177 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 002819/000177 |
| Instrument | 592907 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,795.00 (+1.13%) | $265,245 (-) Land $38,000 Building $227,245 | $265,245 (-) Land $38,000 Building $227,245 |
| 2023 | $1,775.00 | $265,245 Land $38,000 Building $227,245 | $265,245 Land $38,000 Building $227,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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