2070 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2070 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,278 sqft · built 1977
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Aug 2018)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0323-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0323-0020`
Alternative APNs	`00257028` `257028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,278 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Patio Area	40 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00257028
Street Address	2070 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 323 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	323
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1018
Census Tract	41104

Owner

2070 Waterfall Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jul 13, 2017	Grant Deed, Transfer SOUTHEAST PROF TITLE L
Jul 13, 2017	Grant Deed, Transfer SOUTHEAST PROF TITLE L
Mar 23, 2017	Grant Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	201846533
Deed Book / Page	3609 / 573
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0026531724
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472

Mortgage

Document Number	0038981340
Date	Oct 12, 2020
Book Page	3898/1340
Instrument	2020063347

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2018
Property Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472
Document Number	0036090573
Book / Page	3609 / 0573
Map Reference	MB8 PG11
Instrument Date	Jul 25, 2018
Instrument	2018046533
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4513 SDLEDRAPK DR, 4513, ORLANDO, FL 32812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472

Mortgage

Document Number	2018046534
Date	Aug 1, 2018
Instrument	2018046534

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 13, 2017
Property Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472
Document Number	0034871817
Book / Page	003487 / 001817
Instrument Date	Jul 7, 2017
Instrument	39781
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount on Record
Tax	$492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	234 MAIN RD LAKE MARY FL 327463921, LAKE MARY, FL 32746-3921

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 13, 2017
Property Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472
Document Number	0034871821
Book / Page	003487 / 001821
Instrument Date	Jul 7, 2017
Instrument	39782
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	390 LAKEVIEW ST ORLANDO FL 328046884, ORLANDO, FL 32804-6884

March 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 23, 2017
Property Address	2070 WATERFALL DR, SPRING HILL, FL 34608-5472
Document Number	0034510933
Book / Page	003451 / 000933
Instrument Date	Dec 16, 2015
Instrument	16515
Transaction Type	Foreclosure
Record Updated	May 12, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2070 Waterfall Dr was $1,565 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 Homeowner's exemption	$100,610	$169,289 Land $36,100 Building $133,189
2023		$94,927 Land $94,927
2022	$840.00		$158,828 Land $28,500 Building $130,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2070 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2070 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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