2070 SW 22nd Cir E, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2070 SW 22nd Cir E, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,496 sqft · built 1977
Lot Size	0.539 acres (23,479 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (May 2022)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-29-37-35-0030-00000-0370`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0030-00000-0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,496 sqft Heated Area
Gross Area	3,007 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,479 sqft (0.539 acres)
Lot Dimensions	210 ft deep x 112 ft wide
Pool Area	392 sqft
Porch	Finished/Screened Porch
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2070 SW 22ND CIR E
City	OKEECHOBEE
State	FL
Zip	34974-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LAKE ESTATES (PLAT BOOK 5 PAGES 2 & 3) LOT 37
Legal Range	35E
Legal Township	37S
Legal Section	29
Legal Subdivision	OAK LAKE ESTATES
Legal Lot Number	37
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5010
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2070 SW 22ND CIR E, OKEECHOBEE, FL 34974-5712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	20220006152
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2070 SW 22ND CIR E, OKEECHOBEE, FL 34974-5712
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 SW 22ND CIR E, OKEECHOBEE, FL 34974-5712

Mortgage

Document Number	0000002810
Date	Mar 13, 2024
Instrument	2024002810

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 3, 2022
Property Address	2070 SW 22ND CIR E, OKEECHOBEE, FL 34974-5712
Document Number	0000006152
Map Reference	MB 5 PG 2&3
Instrument Date	Apr 29, 2022
Instrument	20220006152
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 RR 2, EMBRO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 SW 22ND CIR E, OKEECHOBEE, FL 34974-5712

Mortgage

Document Number	0000006153
Date	May 3, 2022
Instrument	20220006153

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 7, 2019
Property Address	2070 SW 22ND CIR E, OKEECHOBEE, FL 34974-5712
Document Number	0000006005
Book / Page	0826 / 0136
Map Reference	MB 5 PG 2&3
Instrument Date	Jun 7, 2019
Instrument	2019006005
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,622.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2070 SW 22ND CIR E, 2070, OKEECHOBEE, FL 34974-5712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	844283 RD 84 RR2 EMBRO ONTARIO CANADA NOJ1JO, NOJ1JO, XX

Mortgage

Document Number	0000826137
Date	Jun 7, 2019
Instrument	0826/137

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (-20.57%) Homeowner's exemption	$207,622 (+5.99%)	$278,255 (+3.57%) Land $46,586 Building $231,669
2023	$2,883.00 (-14.6%) Homeowner's exemption	$195,894 (-6.25%)	$268,675 (+28.58%) Land $41,473 Building $227,202
2022	$3,376.00	$208,951 Land $31,247 Building $177,704	$208,951 Land $31,247 Building $177,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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