2070 Plotts Rd, Watsontown, PA 17777 Property Records

Northumberland County property record for 2070 Plotts Rd, Watsontown, PA 17777

Property Summary

Property Type	Single Family Home
Lot Size	2.18 acres (94,961 sqft)
Owner	Company Name on Record
Tax Bill	$4,371 (2026)
Deeds & Mortgages	Sep 2019 Mortgage May 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`026-00-015-023-A`

Property Details

APN / Parcel Number

Primary APN	`026-00-015-023-A`

Exterior

Lot Area	94,961 sqft (2.18 acres)

Location & Zoning

Street Address	2070 PLOTTS RD
City	WATSONTOWN
State	PA
Zip	17777-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.182 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	LEWIS
Census Block Group	1
Census Block	1073
Census Tract	80100

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE FINANCIAL CU
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS CHOICE FINANCIAL CU
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE FINANCIAL CU
Jul 1, 2011	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN CENTER INC
Feb 1, 2016	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE FINANCIAL CREDIT UNION
Jul 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage M C FCU
Jul 18, 2016	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE FINANCIAL CREDIT UNION
Jan 2, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 2, 2024
Transfer Doc	003305/714
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002952/702
Date	Sep 30, 2019
Book Page	2952/702
Instrument	201915348

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Oct 1, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003255/477
Date	May 4, 2023
Book Page	3255/477
Instrument	202306336

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2043

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003440/158
Date	Nov 6, 2025
Book Page	3440/158
Instrument	202515025

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002316/123
Date	Jul 1, 2011
Book Page	2316/123
Instrument	201109345

Lender

Name	HOME LOAN CENTER INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002674/034
Date	Feb 1, 2016
Book Page	2674/034
Instrument	201601413

Lender

Name	MEMBERS CHOICE FINANCIAL CREDIT UNION
Address	DANVILLE, PA 17821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 1, 2023

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002080/001
Date	Jul 25, 2008
Book Page	2080/001
Instrument	200812067

Lender

Name	M C FCU
Address	DANVILLE, PA 17821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2038

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002707/655
Date	Jul 18, 2016
Book Page	2707/655
Instrument	201610443

Lender

Name	MEMBERS CHOICE FINANCIAL CREDIT UNION
Address	DANVILLE, PA 17821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 11, 2018

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jan 2, 2024
Property Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233
Document Number	003305/714
Book / Page	3305 / 714
Instrument Date	Oct 11, 2023
Instrument	202400044
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2070 PLOTTS RD, WATSONTOWN, PA 17777-8233

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Lewis Township
Unified School District	Warrior Run School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,371.00 (+8.84%)	$33,130 (-) Land $2,240 Building $30,890
2024	$4,016.00	$33,130 (-) Land $2,240 Building $30,890
2023	$4,016.00	$33,130 Land $2,240 Building $30,890
1972			$33,130 Land $2,240 Building $30,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
PA.net Fixed Wireless · not low latency	200 / 50
Windstream DSL	50 / 3

May also be available: AT&T, River Valley Internet, Service Electric Cable TV, SkyPacket, T-Mobile.

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