2070 E Madison Ave, El Cajon, CA 92019 Property Records

San Diego County property record for 2070 E Madison Ave, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 1948
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Mar 2023)
Tax Bill	$9,976 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`508-120-09-00`

Property Details

APN / Parcel Number

Primary APN	`508-120-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,829 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	41,818 sqft (0.96 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2070 E MADISON AVE
City	EL CAJON
State	CA
Zip	92019-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	BLK 32 LOT 3 POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	32
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1028
Census Tract	16403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 22, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Mar 22, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	202373615
Prior Transfer Date	May 23, 1996
Prior Transfer Doc	0000288815
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2026
Property Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107
Document Number	0000135839
Instrument Date	May 4, 2026
Instrument	2026135839
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 E WASHINGTON AVE, EL CAJON, CA 92019-3002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135839,
Date	May 12, 2026
Instrument	2026135839

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2023
Property Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107
Document Number	0000073614
Map Reference	MB 170 PG 71
Instrument Date	Mar 21, 2023
Instrument	2023-0073614
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2023
Property Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107
Document Number	0000073615
Map Reference	MB 170 PG 71
Instrument Date	Mar 9, 2023
Instrument	2023-0073615
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107

Mortgage

Document Number	0000073616
Date	Mar 22, 2023
Instrument	2023-0073616

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 E MADISON AVE, EL CAJON, CA 92019-1107
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 GROVE RD, EL CAJON, CA 92020-7825

Mortgage

Document Number	0000610139
Date	Aug 27, 2021
Instrument	2021-0610139

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,881 (+2%) Land $577,551 Building $287,330
2025	$9,976.00 (-0.63%)	$847,924 (+7.78%) Land $566,227 Building $281,697
2024	$10,039.00 (+6.32%)
2023	$9,442.00 (+1.58%)	$786,733 Land $525,365 Building $261,368
2022	$9,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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