2070 Dryden Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2070 Dryden Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1947
Lot Size	0.278 acres (12,100 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2007)
Tax Bill	$8,577 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`486-104-25-00`

Property Details

APN / Parcel Number

Primary APN	`486-104-25-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,719 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	12,100 sqft (0.278 acres)

Location & Zoning

Street Address	2070 DRYDEN RD
City	EL CAJON
State	CA
Zip	92020-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 31 TR 002379
Legal Subdivision	ROLLING HILLS
Legal Tract	002379
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16100

Owner

2070 Dryden Rd is owned and occupied by two individuals who bought it in October 2007.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage RJS
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage RJS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2007 · Amount on File
Deed Sale	Oct 5, 2007 · Amount on File
Prior Sale	Feb 16, 2007 · Amount on File
Deed Document Number	2007647223
Prior Transfer Date	May 16, 1995
Prior Transfer Doc	0000216573
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852

Mortgage

Document Number	0000115107
Date	May 8, 2024
Instrument	2024-0115107

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2044

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852

Mortgage

Document Number	0000530938
Date	Jul 26, 2021
Instrument	2021-0530938

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852

Mortgage

Document Number	0000838726
Date	Dec 28, 2020
Instrument	2020-0838726

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Document Number	0000371451
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2070 DRYDEN RD EL CAJON CA 920202852, EL CAJON, CA 92020-2852

Mortgage

Document Number	0000371451
Date	Aug 29, 2019
Instrument	371451

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Document Number	0000414989
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2070 DRYDEN RD EL CAJON CA 920202852, EL CAJON, CA 92020-2852

Mortgage

Document Number	0000414989
Date	Sep 11, 2017
Instrument	414989

Lender

Name	RJS
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2070 DRYDEN RD, EL CAJON, CA 92020-2852
Document Number	0000092704
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2070 DRYDEN RD EL CAJON CA 920202852, EL CAJON, CA 92020-2852

Mortgage

Document Number	0000092704
Date	Feb 27, 2017
Instrument	92704

Lender

Name	RJS
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2070 Dryden Rd was $8,577 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,820 (+2%) Land $321,541 Building $350,279
2025	$8,577.00 Homeowner's exemption	$658,648 Land $315,237 Building $343,411
2023	$8,055.00 (+2.35%) Homeowner's exemption	$633,074 Land $302,997 Building $330,077
2022	$7,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2070 Dryden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2070 Dryden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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