Osceola County property record for 207 Wyoming Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,465 sqft · built 1973 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,660 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0001-0423-0190 |
| Primary APN | 01-26-30-0001-0423-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 1,234 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 150 ft deep x 0.6 ft wide |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Florida Room |
| Porch Area | 583 sqft |
| Deck Area | 586 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 207 WYOMING AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | GALION GARDENS BLK 423 N 25 FT LOT 18 & S 37.5 FT LOT 19 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 423 |
| Legal Lot Number | 19 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 43500 |
207 Wyoming Ave is owned and occupied by two individuals who acquired it in June 2023.
Source: Osceola County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 5, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 |
| Deed Sale | Jun 5, 2023 |
| Prior Sale | May 28, 2010 · Amount on File |
| Deed Document Number | 202371404 |
| Deed Book / Page | 6418 / 1315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Document Number | 0068891560 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 6889/1560 |
| Instrument | 2025149111 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 5, 2023 |
| Property Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Document Number | 0064181315 |
| Book / Page | 6418 / 1315 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023071404 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 AERIE CT # CT1H, CT1H, JACKSONVILLE, NC 28546-7009 |
| Name | Verified Name |
|---|---|
| Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Document Number | 0064181316 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 6418/1316 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 207 WYOMING AVE, SAINT CLOUD, FL 34769-2465 |
| Document Number | 0061090889 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 6109/889 |
| Instrument | 2021194061 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAGLE, MI 48822 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 207 Wyoming Ave was $3,660 with a homeowner's exemption, down 15.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,660.00 (-15.88%) Homeowner's exemption | $247,400 Land $60,000 Building $187,400 | $247,400 Land $60,000 Building $187,400 |
| 2024 | $4,351.00 (+480.91%) | ||
| 2023 | $749.00 (+6.09%) Homeowner's exemption | $83,776 (+3%) | $215,300 (+14.22%) Land $55,000 Building $160,300 |
| 2022 | $706.00 Homeowner's exemption | $81,336 | $188,500 Land $50,000 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 207 Wyoming Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Wyoming Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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