207 Wilson St, Morganton, NC 28655 Property Records

Burke County property record for 207 Wilson St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,448 sqft · built 1935
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Mar 2024)
Tax Bill	$983 (2025)
Deeds & Mortgages	Mar 2024 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2704229486`

Property Details

APN / Parcel Number

Primary APN	`2704229486`
Alternative APN	`1819`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	924 sqft
Basement Area	524 sqft
Finished Basement	524 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	158 sqft
Patio Area	158 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 WILSON ST
City	MORGANTON
State	NC
Zip	28655-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	207 WILSON ST MORGANTON, NC 28655
Legal Subdivision	PROPERTY OF SARAH S MIMS
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4009
Census Tract	20600

Owner

Source: Burke County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 23RD ST NW, HICKORY, NC 28601-5728
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 12, 2017	Warranty Deed, Transfer MORGANTON SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	202424002008
Deed Book / Page	2733 / 121
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 12, 2024
Property Address	207 WILSON ST, MORGANTON, NC 28655-2621
Document Number	0027330121
Book / Page	2733 / 121
Instrument Date	Mar 11, 2024
Instrument	2024002008
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 WILSON STREET, HICKORY, NC 28601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 23RD AVE NE, HICKORY, NC 28601-1419

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 28, 2020
Property Address	207 WILSON ST, MORGANTON, NC 28655-2621
Document Number	0024610566
Book / Page	2461 / 566
Instrument Date	Apr 28, 2020
Instrument	2017039630
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 279, MORGANTON, NC 28680-0279

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 WILSON ST, MORGANTON, NC 28655-2621

Mortgage

Document Number	2017039631
Date	Apr 28, 2020
Instrument	2017039631

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 12, 2017
Property Address	207 WILSON ST, MORGANTON, NC 28655-2621
Document Number	0023010601
Book / Page	002301 / 000601
Instrument Date	Jul 1, 2017
Instrument	6243
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 279 MORGANTON NC 286800279, MORGANTON, NC 28680-0279

Mortgage

Document Number	23010604
Date	Jul 12, 2017
Book Page	002301/000604
Instrument	6244

Lender

Name	MORGANTON SAVINGS BANK FSB
Address	MORGANTON, NC 28680-1509

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2032

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (+0.1%)	$159,690 (-) Land $17,063 Building $142,627	$159,690 (-) Land $17,063 Building $142,627
2023	$982.00	$159,690 Land $17,063 Building $142,627	$159,690 Land $17,063 Building $142,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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