207 William St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 207 William St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,492 sqft · built 1980
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on Record
Last Sale	$925,000 (Oct 2017)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2021 Mortgage + 4 more
Flood Zone	Zone VE (high risk)
APN	`532-13-00-120`

Property Details

APN / Parcel Number

Primary APN	`532-13-00-120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	982 sqft
Upper Floors Area	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	156 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Deck Area	140 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	207 WILLIAM ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 2
Legal Subdivision	OLDE BRIDGE NO II SUBDIVISION
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4009
Census Tract	4701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 26, 2020	Deed of Trust, Mortgage CITIZENS BK NA
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU
Mar 26, 2018	Deed of Trust, Mortgage SOUTH CAROLINA FCU
Oct 10, 2017	Grant Deed, Transfer SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Deed Book / Page	671 / 815
Last Transfer Date	May 26, 2023
Transfer Doc	0011830186
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jun 2, 2023
Property Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Document Number	0011830186
Book / Page	1183 / 186
Map Reference	MB AK PG 134
Instrument Date	Apr 17, 2023
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010580568
Date	Dec 8, 2021
Book Page	1058/568

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Document Number	0888/0560
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 WILLIAM ST MOUNT PLEASANT SC 294645080, MOUNT PLEASANT, SC 29464-5080

Mortgage

Document Number	0888/0560
Date	Jun 9, 2020
Book Page	000888/000560

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Document Number	0811/0613
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 WILLIAM ST MOUNT PLEASANT SC 294645080, MOUNT PLEASANT, SC 29464-5080

Mortgage

Document Number	0811/0613
Date	Jul 26, 2019
Book Page	000811/000613

Lender

Name	SOUTH CAROLINA FCU
Address	PO BOX 190012, NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Document Number	0713/0308
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 WILLIAM ST MOUNT PLEASANT SC 294645080, MOUNT PLEASANT, SC 29464-5080

Mortgage

Document Number	0713/0308
Date	Apr 23, 2018
Book Page	000713/000308

Lender

Name	SOUTH CAROLINA FCU
Address	PO BOX 190012, NORTH CHARLESTON, SC 29419-9012

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 10, 2017
Property Address	207 WILLIAM ST, MOUNT PLEASANT, SC 29464-5080
Document Number	0671/0815
Book / Page	000671 / 000815
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 WILLIAM ST MOUNT PLEASANT SC 294645080, MOUNT PLEASANT, SC 29464-5080

Mortgage

Document Number	671/0816
Date	Oct 10, 2017
Book Page	000671/000816

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Mortgage

Document Number	671/0818,
Date	Oct 10, 2017
Book Page	000671/000818

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2037

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+12.96%)	$1,239,355 (+2,774.87%) Land $972,555 Building $266,800	$2,700,300 (+150.56%) Land $1,627,100 Building $1,073,200
2024	$4,074.00 (+7.24%)	$43,110 (-)
2022	$3,799.00	$43,110	$1,077,700 (-) Land $845,700 Building $232,000
2020			$1,077,700 Land $845,700 Building $232,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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