207 White St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 207 White St, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 2,972 sqft · built 1890
Lot Size	0.196 acres (8,571 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Aug 2020)
Tax Bill	$10,035 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:15 P:000165 S:U:207`

Property Details

APN / Parcel Number

Primary APN	`BELM M:15 P:000165 S:U:207`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,972 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,571 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	207 WHITE ST
City	BELMONT
State	MA
Zip	02478-1254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2006
Census Tract	357600

Owner

207 White St, a condominium, is owned and occupied by two individuals who bought it in August 2020.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 WHITE ST, BELMONT, MA 02478-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Balloon Mortgage MIT FCU
Aug 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit INST & TECH MASS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Book / Page	75468 / 101
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	75468-101
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	207 WHITE ST, BELMONT, MA 02478-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75030-279
Date	Jul 2, 2020
Book Page	75030/279
Instrument	105704

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 27, 2020
Property Address	207 WHITE ST, BELMONT, MA 02478-1254
Document Number	75468-101
Book / Page	75468 / 101
Instrument Date	Aug 20, 2020
Instrument	147787
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 WHITE ST # 207, 207, BELMONT, MA 02478-1254

Mortgage

Document Number	147788
Date	Aug 27, 2020
Instrument	147788

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	207 WHITE ST, BELMONT, MA 02478-1254
Document Number	71509-45
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 WHITE ST #207 BELMONT MA 024781254, 207, BELMONT, MA 02478-1254

Mortgage

Document Number	71509-45
Date	Aug 22, 2018
Book Page	071509/000045
Instrument	128807

Lender

Name	INST & TECH MASS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 21, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 White St was $10,035.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,035.00	$881,000 Building $881,000	$1,097,250 (+4.12%)
2024			$1,053,835
2023	$9,071.00	$807,000 Building $807,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 White St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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