207 Water, Sandusky, OH 44870 Property Records

Erie County property record for 207 Water, Sandusky, OH 44870

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,560 sqft · built 1835
Lot Size	0.033 acres (1,437 sqft)
Owner	Company Name on Record
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-00077-000`

Property Details

APN / Parcel Number

Primary APN	`56-00077-000`
Alternative APN	`004107-9`

Interior

Stories	3 Stories
Building Area	4,560 sqft Total Area

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1986
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	1,437 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004107-9
Street Address	207 WATER
City	SANDUSKY
State	OH
Zip	44870
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	66 WATER ST L W 1/2 S OF RR 67 WATER LOT 2' FRONT E SIDE
Legal Lot Number	2
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	1
Census Block	1004
Census Tract	40802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Sandusky Commercial Historic District listed 2017 · 41 contributing resources · NRIS 100001899

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	165 E WASHINGTON ROW, SANDUSKY, OH 44870-2610
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVISTA BANK
Feb 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Feb 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1987
Deed Sale	Jan 1, 1987
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	207 WATER, SANDUSKY, OH 44870
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003646
Date	Apr 13, 2022
Instrument	202203646

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Feb 10, 2017
Property Address	207 W WATER ST, SANDUSKY, OH 44870-2529
Document Number	0000001307
Instrument Date	Feb 9, 2017
Instrument	1307
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	165 E WASHINGTON ROW SANDUSKY OH 448702610, SANDUSKY, OH 44870-2610

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Feb 10, 2017
Property Address	207 W WATER ST, SANDUSKY, OH 44870-2529
Document Number	0000001306
Instrument Date	Feb 9, 2017
Instrument	1306
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	165 E WASHINGTON ROW SANDUSKY OH 448702610, SANDUSKY, OH 44870-2610

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00	$46,938 (-) Land $1,617 Building $45,321
2024	$2,706.00 (+4.72%)	$46,938 (+23.63%) Land $1,617 Building $45,321	$134,110 (+23.63%) Land $4,620 Building $129,490
2023	$2,584.00 (-1.07%)	$37,967 (-) Land $1,445 Building $36,522
2022	$2,612.00	$37,967 Land $1,445 Building $36,522
2021			$108,480 Land $4,130 Building $104,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Omni Fiber, Watch TV.

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