207 Walnut St, Pandora, OH 45877 Property Records

Putnam County property record for 207 Walnut St, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,360 sqft · built 1956
Lot Size	0.291 acres (12,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Dec 2023)
Tax Bill	$760 (2025)
Deeds & Mortgages	Apr 2006 Reverse Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-052080.0000`

Property Details

APN / Parcel Number

Primary APN	`49-052080.0000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,717 sqft (0.291 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	207 WALNUT ST
City	PANDORA
State	OH
Zip	45877-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00412 & 1/2 VAC ALLEY
Legal Lot Number	412
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3020
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 WALNUT ST, PANDORA, OH 45877-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2006	Deed of Trust, Mortgage · Reverse Mortgage FINANCIAL FREEDOM SENIOR FUNDING CORP
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	20234542
Deed Book / Page	762 / 414
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0000000634
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	207 WALNUT ST, PANDORA, OH 45877-9766
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	WTR TITLE AGENCY, TRE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00568/0121
Date	Apr 11, 2006
Book Page	568/0121
Instrument	200600001935

Lender

Name	FINANCIAL FREEDOM SENIOR FUNDING CORP
Type	Reverse Mortgage Lender
Address	ATLANTA, GA 30350

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	929 Months
Due	Sep 2, 2083

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 21, 2026
Property Address	207 WALNUT ST, PANDORA, OH 45877-9766
Document Number	00787/1063
Book / Page	787 / 1063
Instrument Date	May 18, 2026
Instrument	20262191
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	207 WALNUT ST, PANDORA, OH 45877-9766

Mortgage

Document Number	0000002192,
Date	May 21, 2026
Book Page	787/1065
Instrument	20262192

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 14, 2023
Property Address	207 WALNUT ST, PANDORA, OH 45877-9766
Document Number	000762/414
Book / Page	762 / 414
Instrument Date	Dec 12, 2023
Instrument	202300004542
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	207 WALNUT ST, PANDORA, OH 45877-9766

Mortgage

Document Number	202300004543
Date	Dec 14, 2023
Instrument	202300004543

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Municipality	Pandora Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (-0.13%) Homeowner's exemption	$35,560 (+33.48%) Land $6,650 Building $28,910	$101,600 (-) Land $19,000 Building $82,600
2023	$761.00 (+12.41%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$26,640 (-) Land $5,150 Building $21,490	$101,600 (+33.49%) Land $19,000 Building $82,600
2022	$677.00	$26,640 Land $5,150 Building $21,490
2020			$76,110 Land $14,710 Building $61,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANDORA VILLAGE PWS serves 1,204 people · EPA ID OH6900912
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies.

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