207 W Valley Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 207 W Valley Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,915 sqft · built 2019
Lot Size	10.5 acres (461,562 sqft)
Owner	Individual Name on Record
Tax Bill	$5,406 (2023)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0757631`

Property Details

APN / Parcel Number

Primary APN	`R0757631`
Alternative APNs	`07-3965-10-3-01-01-0000` `0000191360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	461,562 sqft (10.5 acres)
Terrain	Wooded
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000191360
Street Address	207 W VALLEY DR
City	KALISPELL
State	MT
Zip	59901-7195
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S10, T28 N, R22 W, ACRES 10.6, COS 16127-C, TR 6A IN SW4SW4, ASSR# 0000191360
Legal Range	22W
Legal Township	28N
Legal Section	10
Legal Quarter	SW
Legal Subdivision	COS 16217
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3033
Census Tract	802

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	207 W VALLEY DR, KALISPELL, MT 59901-7195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Mar 9, 2018	Deed of Trust, Mortgage · ARM GLACIER BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2009
Deed Sale	Jul 14, 2009
Prior Sale	Jul 14, 2009
Deed Document Number	200900020343
Last Transfer Date	Oct 21, 2009
Transfer Doc	200900029780
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 W VALLEY DR, KALISPELL, MT 59901-7195
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024929
Date	Jul 26, 2021
Instrument	202100024929

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 W VALLEY DR, KALISPELL, MT 59901-7195
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015061
Date	Apr 30, 2021
Instrument	202100015061

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 W VALLEY DR, KALISPELL, MT 59901-7195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800028294
Date	Nov 20, 2018
Instrument	201800028294

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 W VALLEY DR, KALISPELL, MT 59901-7195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004692
Date	Mar 9, 2018
Instrument	201800004692

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 W VALLEY DR, KALISPELL, MT 59901-7195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000010992
Date	Apr 30, 2020
Instrument	202000010992

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,406.00	$642,700	$642,700 Land $207,383 Building $435,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: InterBel Telephone Cooperative.

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