207 W Raab Rd, Normal, IL 61761 Property Records

McLean County property record for 207 W Raab Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 876 sqft · built 1985
Lot Size	0.176 acres (7,638 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Sep 2019)
Tax Bill	$3,940 (2024)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-206-004`

Property Details

APN / Parcel Number

Primary APN	`14-21-206-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Material	Asphalt
Lot Area	7,638 sqft (0.176 acres)
Lot Dimensions	114 ft deep x 67 ft wide
Garage Area	750 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	207 W RAAB RD
City	NORMAL
State	IL
Zip	61761-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 4 BUNKER HILL NORTH SUB
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	BUNKER HILL
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1007
Census Tract	107

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	207 W RAAB RD, NORMAL, IL 61761-1048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 13, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	201914629
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	0000023778
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	May 20, 2026
Property Address	207 W RAAB RD, NORMAL, IL 61761-1048
Document Number	0000007066
Instrument Date	Apr 21, 2026
Instrument	20267066
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W RAAB RD, NORMAL, IL 61761-1048

Mortgage

Document Number	0000007066,
Date	May 20, 2026
Instrument	20267066

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Oct 1, 2049

Interest

Rate	6.38%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	207 W RAAB RD, NORMAL, IL 61761-1048
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W RAAB RD, NORMAL, IL 61761-1048

Mortgage

Document Number	202400000817
Date	Jan 19, 2024
Instrument	2024-00000817

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 13, 2019
Property Address	207 W RAAB RD, NORMAL, IL 61761-1048
Document Number	201900014629
Map Reference	DOC 78-13011
Instrument Date	Sep 6, 2019
Instrument	2019-00014629
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W RAAB RD, NORMAL, IL 61761-1048

Mortgage

Document Number	201900014630
Date	Sep 13, 2019
Instrument	2019-00014630

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	201900014631
Date	Sep 13, 2019
Instrument	2019-00014631

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,516 (+21.89%) Land $12,756 Building $46,760	$178,548 (+21.89%) Land $38,268 Building $140,280
2024	$3,940.00 (+7.5%)
2023	$3,665.00	$48,829 Land $10,466 Building $38,363	$146,487 Land $31,398 Building $115,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Benton Ridge Telephone Company, Pavlov Media.

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