207 W Jefferson St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 207 W Jefferson St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,003 sqft · built 1916
Lot Size	0.135 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Oct 2023)
Tax Bill	$1,292 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36.0469.000`

Property Details

APN / Parcel Number

Primary APN	`36.0469.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,003 sqft Heated Area
Gross Area	994 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	168 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 W JEFFERSON ST
City	SPRING VALLEY
State	MN
Zip	55975-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BILLINGS & CUMMINGS ADDITION LOT-005 BLOCK-003 COM 132' W OF SE COR LOT 5 BLK 3 B & C ADD TH N132' W35' S 132' E35' TO BEG
Legal Subdivision	BILLINGS & CUMMINGS ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2016
Census Tract	960300

Owner

207 W Jefferson St is owned and occupied by an individual who bought it in October 2023.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage MARK MERRITT
Nov 28, 2017	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MINNWEST BANK
Jun 14, 2023	Deed of Distribution, Transfer
Nov 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20231593182
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442038
Date	Apr 13, 2023
Instrument	442038

Lender

Name	MARK MERRITT
Type	Private Party

Agreement

Amount	Amount on Record
Term	11 Months
Due	Mar 15, 2024

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415285
Date	Nov 28, 2017
Instrument	415285

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Oct 26, 2023
Property Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212
Document Number	0000444303
Instrument Date	Oct 4, 2023
Instrument	444303
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212

Mortgage

Document Number	0000444304
Date	Oct 26, 2023
Instrument	444304

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FILLMORE MN
Recording Date	Jun 14, 2023
Property Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212
Document Number	0000442806
Instrument Date	May 18, 2023
Instrument	442806
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	213 E FRANKLIN ST, SPRING VALLEY, MN 55975-1630

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Nov 28, 2017
Property Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212
Document Number	415283
Instrument Date	Nov 16, 2017
Instrument	415283
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.27
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W JEFFERSON ST, SPRING VALLEY, MN 55975-1212

Mortgage

Document Number	0000415284
Date	Nov 28, 2017
Instrument	415284

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 207 W Jefferson St was $1,292.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,292.00	$102,900 (+21.06%) Land $12,600 Building $90,300	$102,900 (+21.06%) Land $12,600 Building $90,300
2025		$85,000 Land $12,600 Building $72,400	$85,000 Land $12,600 Building $72,400
2023		$75,800 (-6.3%) Land $12,600 Building $63,200	$75,800 (-6.3%) Land $12,600 Building $63,200
2022		$80,900 Land $12,600 Building $68,300	$80,900 Land $12,600 Building $68,300
2020	$914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 W Jefferson St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (2000–2024)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 10 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 W Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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