Winnebago County property record for 207 W Howard St, Durand, IL 61024
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $931 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-377-009 |
| Primary APN | 05-10-377-009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Account Number | 334C124 |
|---|---|
| Street Address | 207 W HOWARD ST |
| City | DURAND |
| State | IL |
| Zip | 61024-9565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF DURAND LOT 010 BLOCK 017 |
| Legal Subdivision | TOWN DURAND |
| Legal Block | 017 |
| Legal Lot Number | 010 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | DURAND |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 4100 |
207 W Howard St is owner-occupied and held in a trust since March 2007.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 207 W HOWARD ST, DURAND, IL 61024-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DURAND STATE BANK |
| Mar 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 207 W HOWARD ST, DURAND, IL 61024-9565 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026564 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2126564 |
| Name | DURAND STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 20, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 15, 2018 |
| Property Address | 207 W HOWARD ST, DURAND, IL 61024-9565 |
| Document Number | 0001007382 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 1007382 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 207 W HOWARD ST DURAND IL 610249565, DURAND, IL 61024-9565 |
The 2025 property tax bill for 207 W Howard St was $931 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Durand Township |
| Municipality | Durand Village |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $931.00 | $30,741 Land $4,341 Building $26,400 | $92,223 Land $13,023 Building $79,200 |
| 2022 | Homeowner's exemption | $21,015 Land $2,997 Building $18,018 | $63,045 Land $8,991 Building $54,054 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 W Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 207 W Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURAND serves 1,427 people · EPA ID IL2010100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2023 Lead public education Mar 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: LiteWire.
5G (outdoors only) and 4G LTE
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