207 W Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 207 W Elder St, Cumberland, MD 21502

Property Summary

Property TypeResidential Vacant Land
Details1 ba · 1,878 sqft · built 1905
Lot Size0.037 acres (1,630 sqft)
OwnerIndividual Name on Record
Last Sale$52,900 (Aug 2005)
Tax Bill$15 (2025)
Flood ZoneZone X (minimal risk)
APN04-006674

Property Details

APN / Parcel Number

Primary APN04-006674
Alternative APNs
  • 4006674
  • 006674

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,878 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area1,630 sqft (0.037 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage Area480 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number006674
Street Address207 W ELDER ST
CityCUMBERLAND
StateMD
Zip21502
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description207 W ELDER ST PT LOT 171 50X33
Legal SubdivisionHUMBIRD ADD
Legal Lot Number171
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1034
Census Tract800

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1101 LEXINGTON AVE, CUMBERLAND, MD 21502-4622
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2005 · Amount on Record
Deed SaleAug 18, 2005 · Amount on Record
Prior SaleMay 14, 1985 · Amount on Record
Deed Document Number200551673
Deed Book / Page1178 / 128
Last Transfer DateFeb 28, 2025
Transfer Doc3052000405
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,600 (-) Land $1,600$1,600 (-) Land $1,600
2025$15.00 (+7.14%)
2023$14.00$1,600 Land $1,600$1,600 Land $1,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1985–1996)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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