Ionia County property record for 207 W Congress St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,238 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,000 (Dec 2009) |
| Tax Bill | $2,012 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40217000018500 |
| Primary APN | 40217000018500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 207 W CONGRESS ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING SUPV MOONS PLAT LOT 125 |
| Legal Subdivision | SUPRVRS MOONS |
| Legal Lot Number | 125 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30200 |
207 W Congress St is owned and occupied by two individuals who bought it in December 2009.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 W CONGRESS ST, BELDING, MI 48809-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2009 · Amount on File |
| Deed Sale | Dec 10, 2009 · Amount on File |
| Prior Sale | Jul 15, 2008 · Amount on File |
| Deed Book / Page | 614 / 8342 |
| Prior Transfer Date | Jul 3, 2008 |
| Prior Transfer Doc | 608/08674 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 207 W Congress St was $2,012 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,500 (+1.27%) Land $16,300 Building $87,200 | $207,000 (+1.27%) Land $32,600 Building $174,400 | |
| 2025 | $2,012.00 Homeowner's exemption | $102,200 Land $12,300 Building $89,900 | $204,400 Land $24,600 Building $179,800 |
| 2023 | $75,100 Land $11,300 Building $63,800 | $150,200 Land $22,600 Building $127,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 W Congress St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 W Congress St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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