207 W Clark St, Jackson, MI 49203 Property Records

Jackson County property record for 207 W Clark St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,016 sqft · built 1942
Lot Size	0.995 acres (43,342 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Sep 2019)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380-13-14-104-038-00`

Property Details

APN / Parcel Number

Primary APN	`380-13-14-104-038-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,016 sqft Living Area
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Wood Siding
Lot Area	43,342 sqft (0.995 acres)
Lot Dimensions	297 ft deep x 146 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 W CLARK ST
City	JACKSON
State	MI
Zip	49203-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	LOT 15 PIERCE'S SUBDIVISION
Legal Subdivision	PIERCES SUBDIVISION
Legal Lot Number	15
Legal Unit	15
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2017
Census Tract	5000

Owner

207 W Clark St is owned and occupied by an individual who bought it in September 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	207 W CLARK ST, JACKSON, MI 49203-5069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L
Sep 30, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	20192832762
Deed Book / Page	2148 / 1173
Prior Transfer Date	Jul 4, 2014
Prior Transfer Doc	0002688315
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	207 W CLARK ST, JACKSON, MI 49203-5069
Document Number	0002832763
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 HERITAGE PLACE BLVD JACKSON MI 492032275, JACKSON, MI 49203-2275

Mortgage

Document Number	0002832763
Date	Sep 30, 2019
Book Page	002148/001174
Instrument	2832763

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 30, 2019
Property Address	207 W CLARK ST, JACKSON, MI 49203-5069
Document Number	0002832762
Book / Page	2148 / 1173
Map Reference	LB 7 PG 23
Instrument Date	Sep 24, 2019
Instrument	2832762
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 W CLARK ST, 207, JACKSON, MI 49203-5069

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2901 HERITAGE PLACE BLVD, JACKSON, MI 49203-2275

Mortgage

Document Number	0021481174
Date	Sep 30, 2019
Instrument	2148-1174

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 207 W Clark St was $1,099 with a homeowner's exemption, down 32.7% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,700 (+1.39%)	$131,400 (+1.39%)
2025	$1,099.00 (-32.7%)	$64,800	$129,600
2024	$1,633.00
2023		$53,300	$106,600
2020	$1,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 W Clark St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 W Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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