207 W 3rd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 207 W 3rd St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,056 sqft · built 1910
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Dec 2022)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Feb 2023 Transfer Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0024420000`

Property Details

APN / Parcel Number

Primary APN	`0024420000`
Alternative APN	`0000244200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	804 sqft
Unfinished Basement	60 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	936 sqft
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	207 W 3RD ST
City	SANBORN
State	IA
Zip	51248-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT 10 BLK 2
Legal Subdivision	SANBORN
Legal Block	2
Legal Lot Number	10
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3035
Census Tract	490200

Owner

207 W 3rd St is owned and occupied by two individuals who acquired it in February 2023.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 W 3RD ST, SANBORN, IA 51248-1146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Intrafamily Transfer, Transfer
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
Feb 2, 2023	Re-recorded Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Apr 28, 2016 · Amount on File
Deed Document Number	20223098
Last Transfer Date	Feb 7, 2023
Transfer Doc	0020230386
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Feb 24, 2023
Property Address	207 W 3RD ST, SANBORN, IA 51248-1146
Document Number	0020230386
Instrument Date	Feb 7, 2023
Instrument	2023-0386
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 W 3RD ST, SANBORN, IA 51248-1146

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 2, 2022
Property Address	207 W 3RD ST, SANBORN, IA 51248-1146
Document Number	0020223098
Instrument Date	Nov 29, 2022
Instrument	2022-3098
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W 3RD ST, SANBORN, IA 51248-1146

Mortgage

Document Number	0020223099
Date	Dec 2, 2022
Instrument	2022-3099

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

February 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	O'BRIEN IA
Recording Date	Feb 2, 2023
Property Address	207 W 3RD ST, SANBORN, IA 51248-1146
Document Number	0020230268
Instrument Date	Nov 29, 2022
Instrument	2023-0268
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W 3RD ST, SANBORN, IA 51248-1146

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	207 W 3RD ST, SANBORN, IA 51248-1146
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W 3RD ST, SANBORN, IA 51248-1146

Mortgage

Document Number	202100841
Date	Mar 17, 2021
Instrument	2021-00841

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	207 W 3RD ST, SANBORN, IA 51248-1146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000361
Date	Feb 21, 2020
Instrument	2020-00361

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	207 W 3RD ST, SANBORN, IA 51248-1146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003393
Date	Nov 30, 2020
Instrument	2020-03393

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 207 W 3rd St was $1,784, up 15.1% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+15.1%)	$133,460 Land $9,500 Building $123,960	$133,460 Land $9,500 Building $123,960
2024	$1,550.00
2023		$108,590 (+21.78%) Land $9,500 Building $99,090	$108,590 Land $9,500 Building $99,090
2022	$1,348.00 Homeowner's exemption	$89,170 Land $8,750 Building $80,420
2021			$89,170 Land $8,750 Building $80,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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