Lorain County property record for 207 W 38th St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,434 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Aug 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-260-024 |
| Primary APN | 02-01-003-260-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| 2nd Floor Area | 422 sqft |
| Upper Floors Area | 422 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 121 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 207 W 38TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BDWY HTS FRNT 0035.00 DPTH 0121.00 |
| Legal Subdivision | BDWY HTS FRNT |
| Legal Tract | 1 |
| Legal Block | 260 |
| Legal Lot Number | 70 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 24100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 207 W 38TH ST, LORAIN, OH 44052-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 22, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2025 |
| Transfer Doc | 0000064652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 207 W 38TH ST, LORAIN, OH 44052-5324 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036273 |
|---|---|
| Date | Dec 11, 2024 |
| Instrument | 2024-0036273 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 22, 2025 |
| Property Address | 207 W 38TH ST, LORAIN, OH 44052-5324 |
| Document Number | 0000064653 |
| Map Reference | VOL 9 PG 20 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025-0064653 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 W 38TH ST, LORAIN, OH 44052-5324 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411.00 | $31,800 (-0.02%) Land $2,450 Building $29,350 | $90,870 (-) Land $7,000 Building $83,870 |
| 2024 | $411.00 (-61.66%) | $31,805 (+35.32%) Land $2,450 Building $29,355 | $90,870 (+35.32%) Land $7,000 Building $83,870 |
| 2023 | $1,072.00 (-3.07%) | $23,503 (+0.01%) Land $1,999 Building $21,504 | $67,150 (-) Land $5,710 Building $61,440 |
| 2022 | $1,106.00 | $23,500 Land $2,000 Building $21,500 | |
| 2021 | $67,150 Land $5,710 Building $61,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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