Lorain County property record for 207 W 12th St, Lorain, OH 44052 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,405 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Attached, 64 sqft |
| Last Sale | $452,500 (2026) |
| Tax Bill | $1,840.00 (2025) |
Source: Lorain County records · APN 02-01-003-129-007
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 850 EUCLID AVE, 819, CLEVELAND, OH 44114-3315 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NC FINANCIAL SERVICES LLC |
| Mar 05, 2026 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2026 · Amount on Record |
| Deed Sale | Mar 05, 2026 · Amount on Record |
| Prior Sale | Dec 28, 2000 · Amount on Record |
| Deed Doc Number | 202687174 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 05, 2026 |
| Property Address | 207 W 12TH ST, LORAIN, OH 44052-3403 |
| Document Number | 0000098538 |
| Instrument Date | May 28, 2026 |
| Instrument | 202698538 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 4169 QUIGLEY AVE, LAKEWOOD, CA 90713-3324 |
| Investor | Possibly a Property Investor |
| Document Number | 0000098538, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202698538 |
| Name | NC FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 05, 2026 |
| Property Address | 207 W 12TH ST, LORAIN, OH 44052-3403 |
| Document Number | 0000087174 |
| Map Reference | VOL 2 PG 11 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026-0087174 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 850 EUCLID AVE STE 819, 819, CLEVELAND, OH 44114-3315 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,840.00 | $45,810 (-0.01%) Land $1,960 Building $43,850 | $130,900 (-) Land $5,610 Building $125,290 |
| 2024 | $1,840.00 (-23.11%) | $45,815 (+1.15%) Land $1,964 Building $43,852 | $130,900 (+1.15%) Land $5,610 Building $125,290 |
| 2023 | $2,393.00 (+2,529.67%) | $45,294 (+2,488.23%) Land $1,747 Building $43,547 | $129,410 (+2,493.39%) Land $4,990 Building $124,420 |
| 2022 | $91.00 | $1,750 Land $1,750 | |
| 2021 | $4,990 Land $4,990 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-01-003-129-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,405 sqft Living Area |
| Gross Area | 1,469 sqft Gross Area |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 155 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 64 sqft Garage |
| Patio Area | 126 sqft Patio |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 207 W 12TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-3403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHAMBERLAIN BLOCK 21 50 X 154 ABATEMENT |
| Legal Subdivision | CHAMBERLAIN BLOCK |
| Legal Tract | 01 |
| Legal Block | 21 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 97300 |
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