207 Valley Dr, Phillips, NE 68865 Property Records

Hamilton County property record for 207 Valley Dr, Phillips, NE 68865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,237 sqft · built 1982
Lot Size	0.881 acres (38,385 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2024)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3441-06-2-00015-000-0078`

Property Details

APN / Parcel Number

Primary APN	`3441-06-2-00015-000-0078`
Alternative APNs	`3441-06-0-00015-000-0078` `410019313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,237 sqft Living Area
1st Floor Area	2,237 sqft
Basement Area	3,718 sqft
Finished Basement	745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	38,385 sqft (0.881 acres)
Garage Type	Mixed
Garage Area	1,848 sqft
Parking Spaces	6 Parking Spaces
Deck Area	1,008 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	207 VALLEY DR
City	PHILLIPS
State	NE
Zip	68865-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 30 SUNSET TERRACE SUB
Legal Range	08
Legal Township	10
Legal Section	06
Legal Subdivision	SUNSET TERRACE SUB
Legal Lot Number	30
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2093
Census Tract	969200

Owner

207 Valley Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 VALLEY DR, PHILLIPS, NE 68865-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Apr 27, 2020	Joint Tenancy Deed, Transfer · Conventional Mortgage EXCHANGE BANK
Jan 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	20241486
Prior Transfer Date	Jan 9, 2018
Prior Transfer Doc	104/135
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	207 VALLEY DR, PHILLIPS, NE 68865-1737
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, LH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 VALLEY DR, PHILLIPS, NE 68865-1737

Mortgage

Document Number	000358/167
Date	Jul 24, 2023
Book Page	358/167
Instrument	2023-01182

Lender

Name	EXCHANGE BANK
Type	Bank
Address	GRAND ISLAND, NE 68802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	207 VALLEY DR, PHILLIPS, NE 68865-1737
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 VALLEY DR, PHILLIPS, NE 68865-1737

Mortgage

Document Number	0000352/59
Date	Jul 1, 2022
Book Page	352/59
Instrument	2022-01263

Lender

Name	EXCHANGE BANK
Type	Bank
Address	GRAND ISLAND, NE 68802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	HAMILTON NE
Recording Date	Apr 27, 2020
Property Address	207 VALLEY DR, PHILLIPS, NE 68865-1737
Document Number	106/284
Book / Page	106 / 284
Instrument Date	Apr 6, 2020
Instrument	2020-00769
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202000770
Date	Apr 27, 2020
Instrument	2020-00770

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON NE
Recording Date	Jan 16, 2018
Property Address	207 VALLEY DR, PHILLIPS, NE 68865-1737
Document Number	104/135
Book / Page	104 / 135
Instrument Date	Jan 9, 2018
Instrument	0115
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

The 2025 property tax bill for 207 Valley Dr was $2,558.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,400 (+12.43%) Land $38,385 Building $439,015	$477,400 (+12.43%) Land $38,385 Building $439,015
2025	$2,558.00	$424,635 Land $40,305 Building $384,330	$424,635 Land $40,305 Building $384,330
2023	$3,487.00	$345,850 Land $38,385 Building $307,465	$345,850 Land $38,385 Building $307,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Big Red Communications Fixed Wireless	200 / 100

May also be available: GigFire.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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