207 Upia Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 207 Upia Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 2003
Lot Size	0.107 acres (4,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Oct 2020)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-4411-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-4411-0`
Alternative APNs	`31-3N-23-441B-0002-0350` `23N331441B00020350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	4,672 sqft (0.107 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 UPIA DR
City	CRESTVIEW
State	FL
Zip	32536-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWAY EST LOT 35 BLK 2
Legal Range	23W
Legal Township	03N
Legal Section	31
Legal Subdivision	SOUTHWAY EST
Legal Block	2
Legal Lot Number	35
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2008
Census Tract	20602

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 MAGNOLIA AVE, SHALIMAR, FL 32579-1133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	20203396803
Deed Book / Page	3497 / 189
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 7, 2020
Property Address	207 UPIA DR, CRESTVIEW, FL 32536-4216
Document Number	0034970189
Book / Page	3497 / 189
Map Reference	MB 12 PG 15
Instrument Date	Sep 25, 2020
Instrument	3396803
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 UPIA DR, 207, CRESTVIEW, FL 32536-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 TWIN LAKES LN, DESTIN, FL 32541-2866

Mortgage

Document Number	0003497191
Date	Oct 7, 2020
Instrument	3497/191

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 20, 2018
Property Address	207 UPIA DR, CRESTVIEW, FL 32536-4216
Document Number	0033753147
Book / Page	3375 / 3147
Map Reference	MB12 PG15
Instrument Date	Nov 20, 2018
Instrument	3244386
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	CHAMPION SHIP TITLE AGNCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 UPIA DR, 207, CRESTVIEW, FL 32536-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 UPIA DR, CRESTVIEW, FL 32536-4216

Mortgage

Document Number	0003244387
Date	Nov 20, 2018
Instrument	3244387

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (+7.51%)	$167,026 (-6.8%) Land $36,487 Building $130,539	$167,026 (-6.8%) Land $36,487 Building $130,539
2023	$2,382.00 (+10.02%)	$179,207 (+12.19%) Land $31,000 Building $148,207	$179,207 (+12.19%) Land $31,000 Building $148,207
2022	$2,165.00	$159,729 Land $20,237 Building $139,492	$159,729 Land $20,237 Building $139,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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