207 Tacoa Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 207 Tacoa Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,168 sqft · built 1960
Lot Size	0.286 acres (12,486 sqft)
Owner	Company Name on File
Last Sale	$45,714 (Aug 2009)
Tax Bill	$807 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`157K L 003`

Property Details

APN / Parcel Number

Primary APN	`157K L 003`
Alternative APN	`0000097445`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,486 sqft (0.286 acres)
Lot Dimensions	152 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000097445
Street Address	207 TACOA AVE
City	CHATTANOOGA
State	TN
Zip	37411-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0084 13 03 LOT 15 BLK K RESUB OF BRAINERD PARK PB 14 PG 32
Legal Subdivision	BRAINERD PARK
Legal Block	K
Legal Lot Number	15
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	3000

Owner

207 Tacoa Ave is owned by a company that acquired it in August 2009.

Source: Hamilton County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 655, COTUIT, MA 02635-0655
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2009 · Amount on File
Deed Sale	Aug 20, 2009 · Amount on File
Prior Sale	Apr 13, 2009 · Amount on File
Deed Document Number	2009124
Deed Book / Page	9001 / 368
Last Transfer Date	Aug 24, 2009
Transfer Doc	0000000064
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	207 TACOA AVE, CHATTANOOGA, TN 37411-5326
Document Number	0000000165
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 TACOA AVE CHATTANOOGA TN 374115326, CHATTANOOGA, TN 37411-5326

Mortgage

Document Number	0000000165
Date	Feb 1, 2018
Book Page	011262/000429
Instrument	165

Lender

Name	FNB BK
Type	Bank
Address	SCOTTSBORO, AL 35768

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 31, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 Tacoa Ave was $807, up 8.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+8.32%)	$53,300 (+60.06%)	$213,200 (+60.06%) Land $51,800 Building $161,400
2024	$745.00	$33,300 (-)	$133,200 (-) Land $34,500 Building $98,700
2023	$745.00	$33,300 (-)	$133,200 (-) Land $34,500 Building $98,700
2022	$745.00	$33,300	$133,200 Land $34,500 Building $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Tacoa Ave in Zone X, where a levee reduces flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1978–1997)
Claims Outside the SFHA	5 of 24
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Tacoa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20