207 Summit St, Onslow, IA 52321 Property Records

Jones County property record for 207 Summit St, Onslow, IA 52321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2013
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$64,188 (Jan 2021)
Tax Bill	$1,040 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1206353009`

Property Details

APN / Parcel Number

Primary APN	`1206353009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	451 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	207 SUMMIT ST
City	ONSLOW
State	IA
Zip	52321-7611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. LOT 6 & N 40' LOT 7, BLK 3
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	JONES IA
Township / Civil Division	WYOMING
Census Block Group	2
Census Block	2136
Census Tract	70500

Owner

Source: Jones County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 SUMMIT ST, ONSLOW, IA 52321-7611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Dec 29, 2020	Intrafamily Transfer, Transfer
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202122
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	20204400
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES IA
Property Address	207 SUMMIT ST, ONSLOW, IA 52321-7611
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230462
Date	Mar 1, 2023
Instrument	2023-0462

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2038

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JONES IA
Recording Date	Dec 29, 2020
Property Address	207 SUMMIT ST, ONSLOW, IA 52321-7611
Document Number	20204400
Instrument Date	Dec 23, 2020
Instrument	2020-4400
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUMMIT ST, ONSLOW, IA 52321-7611

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Jan 4, 2021
Property Address	207 SUMMIT ST, ONSLOW, IA 52321-7611
Document Number	0020210022
Instrument Date	Dec 21, 2020
Instrument	2021-0022
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUMMIT ST, ONSLOW, IA 52321-7611

Mortgage

Document Number	0020210023
Date	Jan 4, 2021
Instrument	2021-0023

Lender

Name	FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	4%
Index	5-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Onslow City
Unified School District	Midland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,040.00	$72,940 (-) Land $4,400 Building $68,540	$72,940 (-) Land $4,400 Building $68,540
2025	$1,040.00 (+3.38%) Homeowner's exemption	$72,940 (+15.74%) Land $4,400 Building $68,540	$72,940 (+15.74%) Land $4,400 Building $68,540
2024	$1,006.00 (+28.64%)
2023		$63,020 (+18.39%) Land $4,400 Building $58,620	$63,020 (+18.39%) Land $4,400 Building $58,620
2022	$782.00 Homeowner's exemption	$53,230 Land $4,400 Building $48,830
2021			$53,230 Land $4,400 Building $48,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2008–2016)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2016 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2014 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WATER SUPPLY serves 201 people · EPA ID IA5358096
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Onslow Cooperative Telephone Association Fiber	150 / 150

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summit St

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