Stanly County property record for 207 Summit St, Locust, NC 28097 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 988 sqft Finished Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2020) |
| Tax Bill | $1,226.00 (2023) |
| Primary APN | 557501360591 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 988 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,553 sqft (0.38 acres) |
| Depth X Width | 160 ft x 100 ft Depth x Width |
| Patio Area | 156 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1531102 |
|---|---|
| Street Address | 207 SUMMIT ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9589 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 207 SUMMIT ST LT 4 BLK F 557501028 |
| Legal Subdivision | WESTERN HILLS ADD 04 |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557501360591
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 SUMMIT ST, LOCUST, NC 28097-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) LOCAL GOVERNMENT FCU |
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Sep 15, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Doc Number | 0017121404 |
| Deed Book / Page | 1712 / 1404 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 207 SUMMIT ST, LOCUST, NC 28097-9589 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000461551 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 1832/78 |
| Instrument | 461551 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | FHLBNY's 5-Year Index |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 207 SUMMIT ST, LOCUST, NC 28097-9589 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000443767 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 1776/141 |
| Instrument | 443767 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 15, 2020 |
| Property Address | 207 SUMMIT ST, LOCUST, NC 28097-9589 |
| Document Number | 0000423721 |
| Book / Page | 001712 / 001404 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 423721 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 SUMMIT ST LOCUST NC 280979589, LOCUST, NC 28097-9589 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,226.00 | $112,546 Land $20,085 Building $92,461 | $112,546 Land $20,085 Building $92,461 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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