207 Summit Hall Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 207 Summit Hall Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,040 sqft · built 1972
Lot Size	0.238 acres (10,371 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2024)
Tax Bill	$5,677 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00823058`

Property Details

APN / Parcel Number

Primary APN	`09-00823058`
Alternative APN	`00823058`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,371 sqft (0.238 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00823058
Street Address	207 SUMMIT HALL RD
City	GAITHERSBURG
State	MD
Zip	20877-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BRIGHTON EAST
Legal Subdivision	BRIGHTON EAST
Legal Block	C
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

207 Summit Hall Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Montgomery County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
May 2, 2024	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 12, 2022	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	May 12, 2022 · Amount on File
Deed Book / Page	67958 / 447
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 6, 2026
Property Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825
Document Number	7069000449
Book / Page	70691 / 449
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825

Mortgage

Document Number	7069000449,
Date	Jul 6, 2026
Book Page	70691/449

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	May 1, 2054

Interest

Rate	6.3%
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 2, 2024
Property Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825
Document Number	0679580447
Book / Page	67958 / 447
Map Reference	MB 86 PL 9124
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	FEDERAL TITLE, FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825

Mortgage

Document Number	0067958455
Date	May 2, 2024
Instrument	67958/455

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 12, 2022
Property Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825
Document Number	0657410204
Book / Page	65741 / 204
Map Reference	MB 86 PL 9124
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825

Mortgage

Document Number	0065741211
Date	May 12, 2022
Instrument	65741/211

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Other
Margin	3
Max Rate	8.87%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	TRADITION TITLE, TRADITIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1825

Mortgage

Document Number	0650200468
Date	Jan 11, 2022
Book Page	65020/468

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 207 Summit Hall Rd was $5,677.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,100 (+6.73%) Land $194,800 Building $298,300	$493,100 (-) Land $194,800 Building $298,300
2025	$5,677.00	$462,000	$493,100 Land $194,800 Building $298,300
2023		$399,800 Land $195,000 Building $204,800	$399,800 Land $195,000 Building $204,800
2022	$4,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Summit Hall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Summit Hall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Summit Hall Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures