Bergen County and Ramsey Borough property record for 207 Summit Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,232 sqft · built 1976 |
| Lot Size | 0.597 acres (26,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Sep 2016) |
| Tax Bill | $18,918 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02901-0000-00009 |
| Primary APN | 48-02901-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,232 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 26,005 sqft (0.597 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 207 SUMMIT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.597AC |
| Legal Subdivision | HOLLY HOMES INC |
| Legal Block | 2901 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02901-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 SUMMIT AVE, RAMSEY, NJ 07446-2455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2016 · Amount on Record |
| Deed Sale | Sep 06, 2016 · Amount on Record |
| Deed Document Number | 201665990 |
| Deed Book / Page | 2362 / 874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 207 SUMMIT AVE, RAMSEY, NJ 07446-2455 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0040651307 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 4065/1307 |
| Instrument | 2021052677 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $944,100 (+2.75%) Land $418,800 Building $525,300 | $944,100 (+2.75%) Land $418,800 Building $525,300 | |
| 2025 | $18,918.00 (-6.38%) | $918,800 (+28.31%) Land $393,800 Building $525,000 | $918,800 (+28.31%) Land $393,800 Building $525,000 |
| 2024 | $20,208.00 (+7.59%) | ||
| 2023 | $716,100 Land $332,900 Building $383,200 | $716,100 Land $332,900 Building $383,200 | |
| 2022 | $18,783.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 5 of 6 on primary residences |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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