Carteret County property record for 207 Stephen Willis Rd 28579
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,591 sqft · built 2009 |
| Lot Size | 3.12 acres (136,125 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 7348.03.42.1068000 |
| Primary APN | 7348.03.42.1068000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,591 sqft Heated Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 2,186 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 136,125 sqft (3.12 acres) |
| Deck Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 59283 |
|---|---|
| Street Address | 207 STEPHEN WILLIS RD RD |
| City | SMYRNA |
| State | NC |
| Zip | 28579-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE OFF HWY 70 SMYRNA |
| Legal Block | 42 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | SMYRNA |
| Census Block Group | 3 |
| Census Block | 3159 |
| Census Tract | 970102 |
207 Stephen Willis Rd, a single family home, is owned by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 824, WILLISTON, NC 28589-0824 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 207 STEPHEN WILLIS RD RD, WILLISTON, NC 28579-9537 |
| Document Number | 0016290475 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 824 WILLISTON NC 285890824, WILLISTON, NC 28589-0824 |
| Document Number | 0016290475 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 001629/000475 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2049 |
The 2025 property tax bill for 207 Stephen Willis Rd was $998.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,179 (-) Land $49,872 Building $350,307 | $400,179 (-) Land $49,872 Building $350,307 | |
| 2025 | $998.00 | $400,179 Land $49,872 Building $350,307 | $400,179 Land $49,872 Building $350,307 |
| 2023 | $32,432 Land $12,168 Building $20,264 | $32,432 Land $12,168 Building $20,264 | |
| 2022 | $122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Stephen Willis Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 145 (1999–2023) |
| Claims Outside the SFHA | 10 of 145 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Stephen Willis Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 98% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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