207 Stacy St, Morganton, NC 28655 Property Records

Burke County property record for 207 Stacy St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,229 sqft · built 1959
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Aug 2024)
Tax Bill	$1,109 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2703831887`

Property Details

APN / Parcel Number

Primary APN	`2703831887`
Alternative APN	`2274`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
1st Floor Area	1,100 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	230 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 STACY ST
City	MORGANTON
State	NC
Zip	28655-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	207 STACY ST MORGANTON, NC 28655
Legal Subdivision	MOUNTAIN VIEW SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3007
Census Tract	20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 STACY ST, MORGANTON, NC 28655-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE MANAGEMENT LLC
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 9, 2025	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLTUIONS INC
Aug 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEN HUN ETAL
May 22, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	May 22, 2024 · Amount on Record
Deed Document Number	202424007604
Deed Book / Page	2762 / 152
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	0023004746
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jul 15, 2026
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Document Number	0026006588
Book / Page	2884 / 853
Instrument Date	Jul 14, 2026
Instrument	202626006588
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	FUSION TITLE SERVICES INC, FUSION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030

Mortgage

Document Number	0026006588,
Date	Jul 15, 2026
Book Page	2884/853
Instrument	202626006588

Lender

Name	EMORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Aug 1, 2047

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Jul 21, 2026
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Document Number	0026006765
Book / Page	2885 / 707
Instrument Date	Jul 14, 2026
Instrument	202626006765
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$101.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	May 13, 2026
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Document Number	0026004353
Book / Page	2872 / 545
Instrument Date	May 8, 2026
Instrument	202626004353
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030
Investor	Possibly a Property Investor

Mortgage

Document Number	0026004353,
Date	May 13, 2026
Book Page	2872/549
Instrument	202626004353

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030

Mortgage

Document Number	0028460169
Date	Dec 19, 2025
Book Page	2846/169
Instrument	2025010877

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030

Mortgage

Document Number	0028090161
Date	Jun 9, 2025
Book Page	2809/161
Instrument	2025004039

Lender

Name	UNLOCK PARTNERSHIP SOLTUIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Amount	Amount Recorded

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 23, 2024
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Document Number	0027620152
Book / Page	2762 / 152
Map Reference	MB 3 PG 101
Instrument Date	Aug 23, 2024
Instrument	2024007604
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4005 3RD CT, MORGANTON, NC 28655-6627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030

Mortgage

Document Number	2024007605
Date	Aug 23, 2024
Instrument	2024007605

Lender

Name	CHEN HUN ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2025

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 22, 2024
Property Address	207 STACY ST, MORGANTON, NC 28655-4030
Document Number	0027450504
Book / Page	2745 / 504
Map Reference	MB 3 PG 101
Instrument Date	May 10, 2024
Instrument	2024004416
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 STACY ST, MORGANTON, NC 28655-4030
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,109.00 (+0.45%)	$181,542 (-) Land $22,419 Building $159,123	$181,542 (-) Land $22,419 Building $159,123
2025	$1,104.00 (+133.4%)	$181,542 (+18.46%) Land $22,419 Building $159,123	$181,542 (+18.46%) Land $22,419 Building $159,123
2023	$473.00	$153,257 Land $22,419 Building $130,838	$153,257 Land $22,419 Building $130,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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