Cleveland County property record for 207 Spurling Rd, Fallston, NC 28042
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4,933 sqft · built 1975 |
| Lot Size | 2.01 acres (87,948 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $188 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35048 |
| Primary APN | 35048 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,948 sqft (2.01 acres) |
|---|
| Account Number | 1283751 |
|---|---|
| Street Address | 207 SPURLING RD |
| City | FALLSTON |
| State | NC |
| Zip | 28042 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AA3 |
| Legal Description | 2.019AC RD 1649 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 35, FALLSTON, NC 28042-0035 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2018 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BK |
| Jul 30, 2018 | Deed of Trust, Mortgage BANK OZK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 207 SPURLING RD, FALLSTON, NC 28042 |
| Document Number | 0017830495 |
| Instrument Date | Dec 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 203 SPURLING RD LAWNDALE NC 28090, LAWNDALE, NC 28090 |
| Document Number | 0017830495 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 001783/000495 |
| Instrument | 21623 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 207 SPURLING RD, FALLSTON, NC 28042 |
| Document Number | 0017722478 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 203 SPURLING RD FALLSTON NC 28042, FALLSTON, NC 28042 |
| Document Number | 0017722478 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 001772/002478 |
| Instrument | 16367 |
| Name | BANK OZK |
|---|---|
| Address | 103 PIEDMONT DR, LAWNDALE, NC 28090-9463 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Fallston Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188.00 | $27,578 (-) Land $27,578 | $27,578 (-) Land $27,578 |
| 2025 | $188.00 | $27,578 (+16.35%) Land $27,578 | $27,578 (+16.35%) Land $27,578 |
| 2023 | $23,703 Land $23,703 | $23,703 Land $23,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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