St. Croix County property record for 207 Spring St, Somerset, WI 54025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 280 sqft · built 1900 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,800 (Jan 2015) |
| Tax Bill | $2,758 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-1032-60-000 |
| Primary APN | 181-1032-60-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 280 sqft Total Area |
| 1st Floor Area | 280 sqft |
| Basement Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.146 acres) |
| View / Lot | High Traffic Area |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 207 SPRING ST |
|---|---|
| City | SOMERSET |
| State | WI |
| Zip | 54025-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIMANS ADD LOT 10 BLK D EXC SELY 35' VIL SOMERSET |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 35 |
| Legal Subdivision | HARRIMANS ADD |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | SOMERSET |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 120401 |
207 Spring St is owned and occupied by two individuals who acquired it in August 2019.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 SPRING ST, SOMERSET, WI 54025-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Dec 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2015 · Amount on File |
| Deed Sale | Jan 16, 2015 · Amount on File |
| Prior Sale | Dec 28, 2011 · Amount on File |
| Deed Document Number | 20151006757 |
| Last Transfer Date | Aug 29, 2019 |
| Transfer Doc | 0001087711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 207 SPRING ST, SOMERSET, WI 54025-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001190189 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 1190189 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 207 SPRING ST, SOMERSET, WI 54025-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001141124 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 1141124 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 207 SPRING ST, SOMERSET, WI 54025-9003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001093404 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 1093404 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 207 Spring St was $2,758.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | Somerset Village |
| Unified School District | Somerset School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,758.00 | ||
| 2025 | $2,758.00 | $149,500 Land $18,500 Building $131,000 | $149,500 Land $18,500 Building $131,000 |
| 2023 | $2,664.00 | $149,500 Land $18,500 Building $131,000 | $149,500 Land $18,500 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Spring St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET WATERWORKS serves 3,334 people · EPA ID WI6560137 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fiber | 5,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures