Watauga County property record for 207 Spring Branch Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,512 sqft · built 1975 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Dec 2018) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-45-1635-000 |
| Primary APN | 1950-45-1635-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Attic | Attic |
| Attic Area | 1,036 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Wood Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1786081 |
|---|---|
| Street Address | 207 SPRING BRANCH RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS C 169 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 921000 |
207 Spring Branch Rd is owned and occupied by an individual who bought it in December 2018.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 SPRING BRANCH RD, BEECH MOUNTAIN, NC 28604-8267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2018 · Amount on File |
| Deed Sale | Dec 3, 2018 · Amount on File |
| Deed Document Number | 2018674593 |
| Deed Book / Page | 2004 / 503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 207 SPRING BRANCH RD, BEECH MOUNTAIN, NC 28604-8267 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0021860571 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2186/571 |
| Instrument | 705581 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 207 SPRING BRANCH RD, BEECH MOUNTAIN, NC 28604-8267 |
| Document Number | 0020910131 |
| Instrument Date | May 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 SPRING BRANCH RD BEECH MOUNTAIN NC 286048267, BEECH MOUNTAIN, NC 28604-8267 |
| Document Number | 0020910131 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 002091/000131 |
| Instrument | 689949 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Dec 3, 2018 |
| Property Address | 207 SPRING BRANCH RD, BEECH MOUNTAIN, NC 28604-8267 |
| Document Number | 0020040503 |
| Book / Page | 002004 / 000503 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 674593 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 CELEBRATION AVE #280 CELEBRATION FL 347474928, 280, CELEBRATION, FL 34747-4928 |
| Document Number | 20040507 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 002004/000507 |
| Instrument | 674594 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $320,600 (-) Land $24,200 Building $296,400 | |
| 2025 | $320,600 Land $24,200 Building $296,400 | |
| 2024 | $320,600 Land $24,200 Building $296,400 | |
| 2023 | $320,600 Land $24,200 Building $296,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Spring Branch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Spring Branch Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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