207 Spoonbill Ln, Galt, CA 95632 Property Records

Sacramento County property record for 207 Spoonbill Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2020)
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0370-059-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0370-059-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 SPOONBILL LN
City	GALT
State	CA
Zip	95632-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	QUAIL HOLLOW 03A, LOT 69
Legal Subdivision	QUAIL HOLLOW 03A
Legal Lot Number	69
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2025
Census Tract	9502

Owner

207 Spoonbill Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 SPOONBILL LN, GALT, CA 95632-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2020	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Dec 7, 2009 · Amount on File
Deed Book / Page	20200825 / 1632
Prior Transfer Date	Aug 5, 2009
Prior Transfer Doc	0000000165
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	207 SPOONBILL LN, GALT, CA 95632-2445
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPOONBILL LN, GALT, CA 95632-2445
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001039
Date	Jun 14, 2021
Instrument	202106141039

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	207 SPOONBILL LN, GALT, CA 95632-2445
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPOONBILL LN, GALT, CA 95632-2445

Mortgage

Document Number	6140000001039
Date	Jun 14, 2021
Book Page	20210614/1039

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 25, 2020
Property Address	207 SPOONBILL LN, GALT, CA 95632-2445
Document Number	2008251632
Instrument Date	Aug 13, 2020
Instrument	2008251632
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 SPOONBILL LN GALT CA 956322445, GALT, CA 95632-2445

Mortgage

Document Number	2008251633
Date	Aug 25, 2020
Instrument	2008251633

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 207 Spoonbill Ln was $4,888, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,027 (+2%) Land $126,967 Building $287,060
2025	$4,888.00 (+4.27%)	$405,910 Land $124,478 Building $281,432
2024	$4,688.00 (+1.63%)
2023	$4,613.00 (+3.99%)	$390,150 Land $119,646 Building $270,504
2022	$4,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 207 Spoonbill Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 Spoonbill Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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