207 Spoonbill Ct, Swansboro, NC 28584 Property Records

Onslow County property record for 207 Spoonbill Ct, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,374 sqft · built 2015
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2020)
Tax Bill	$4,072 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1319J-13`

Property Details

APN / Parcel Number

Primary APN	`1319J-13`
Alternative APNs	`490031640` `464709000` `158686`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,374 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490031640
Street Address	207 SPOONBILL CT
City	SWANSBORO
State	NC
Zip	28584-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8SF
Legal Description	L13 PARK PLACE AT HAMMOCKS BEACH P1
Legal Subdivision	PARK PLACE PH 1 @ HAMMOCKS BEACH
Legal Lot Number	13
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3018
Census Tract	105

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 SPOONBILL CT, SWANSBORO, NC 28584-6100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 25, 2020	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Mar 29, 2016 · Amount on Record
Deed Book / Page	5273 / 755
Last Transfer Date	May 28, 2026
Transfer Doc	6601000492
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Jun 17, 2026
Property Address	207 SPOONBILL CT, SWANSBORO, NC 28584-6100
Document Number	6616000015
Book / Page	6616 / 15
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPOONBILL CT, SWANSBORO, NC 28584-6100

Mortgage

Document Number	6616000015,
Date	Jun 17, 2026
Book Page	6616/15

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Jun 10, 2057

Interest

Rate	6.36%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 28, 2026
Property Address	207 SPOONBILL CT, SWANSBORO, NC 28584-6100
Document Number	6601000492
Book / Page	6601 / 492
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPOONBILL CT, SWANSBORO, NC 28584-6100

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 25, 2020
Property Address	207 SPOONBILL CT, SWANSBORO, NC 28584-6100
Document Number	0052730755
Book / Page	5273 / 755
Map Reference	MB 68 PG 152
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 STEUBEN ST, 914, WAUSAU, WI 54403-3635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPOON BILL CT, SWANSBORO, NC 28584-6100

Mortgage

Document Number	0005273760
Date	Sep 25, 2020
Instrument	5273/760

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,072.00	$513,842 (+26.79%) Land $85,000 Building $428,842	$513,842 (+26.79%) Land $85,000 Building $428,842
2025	$4,072.00	$405,269 (-) Land $50,000 Building $355,269	$405,269 (-) Land $50,000 Building $355,269
2023	$4,072.00	$405,269 Land $50,000 Building $355,269	$405,269 Land $50,000 Building $355,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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