207 Spencer St, Folsom, CA 95630 Property Records

Sacramento County property record for 207 Spencer St, Folsom, CA 95630 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1985
Lot Size	0.273 acres (11,900 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jul 2020)
Tax Bill	$7,302 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-0420-010-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0420-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	11,900 sqft (0.273 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 SPENCER ST
City	FOLSOM
State	CA
Zip	95630-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIMMARON HILL, LOT 68
Legal Subdivision	CIMMARON HILL
Legal Lot Number	68
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1011
Census Tract	8402

Owner

Source: Sacramento County records · APN 071-0420-010-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	207 SPENCER ST, FOLSOM, CA 95630-2734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Book / Page	20200717 / 830
Prior Transfer Date	Aug 17, 2006
Prior Transfer Doc	0000001439
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 02, 2020
Property Address	207 SPENCER ST, FOLSOM, CA 95630-2734
Document Number	2012021458
Instrument Date	Oct 24, 2020
Instrument	2012021458
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	207 SPENCER ST FOLSOM CA 956302734, FOLSOM, CA 95630-2734

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2020
Property Address	207 SPENCER ST, FOLSOM, CA 95630-2734
Document Number	2007170830
Instrument Date	Jul 13, 2020
Instrument	2007170830
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 SPENCER ST FOLSOM CA 956302734, FOLSOM, CA 95630-2734

Mortgage

Document Number	2007170831
Date	Jul 17, 2020
Instrument	2007170831

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$690,047 (+2%) Land $193,213 Building $496,834
2025	$7,302.00 (+2.13%)	$676,518 (+4.04%) Land $189,425 Building $487,093
2024	$7,150.00 (+1.82%)
2023	$7,022.00 (+1.5%) Homeowner's exemption	$650,250 Land $182,070 Building $468,180
2022	$6,918.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670084021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997, rainfall accumulation, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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