207 Smitherman Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 207 Smitherman Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,568 sqft · built 1977
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2019)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0037C020000`

Property Details

APN / Parcel Number

Primary APN	`0037C020000`
Alternative APNs	`0037C020` `18008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,568 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	303 ft deep x 190 ft wide
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	324 sqft
Deck Area	448 sqft
Storage Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18008
Old Parcel Number	0037C020000
Street Address	207 SMITHERMAN RD
City	RINGGOLD
State	GA
Zip	30736-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 4 & 5 SMITHERMAN PROP
Legal Subdivision	W T SMITHERMAN
Legal Lot Number	4-5 5
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 SMITHERMAN RD, RINGGOLD, GA 30736-7327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Warranty Deed, Transfer · Conventional with PMI INDEPENDENT BK
Aug 29, 2017	Loan Modification, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	0001995561
Deed Book / Page	1995 / 561
Last Transfer Date	Jul 1, 2019
Transfer Doc	0019950561
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 1, 2019
Property Address	207 SMITHERMAN RD, RINGGOLD, GA 30736-7327
Document Number	0019950561
Book / Page	001995 / 000561
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 SMITHERMAN RD RINGGOLD GA 307367327, RINGGOLD, GA 30736-7327

Mortgage

Document Number	19950563
Date	Jul 1, 2019
Book Page	001995/000563

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	207 SMITHERMAN RD, RINGGOLD, GA 30736-7327
Document Number	0018960232
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 SMITHERMAN RD RINGGOLD GA 307367327, RINGGOLD, GA 30736-7327

Mortgage

Document Number	0018960232
Date	Aug 31, 2017
Book Page	001896/000232

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (+5.72%) Homeowner's exemption Senior Citizen's exemption	$143,946 (+32.52%) Land $18,237 Building $125,709	$359,865 (+32.52%) Land $45,593 Building $314,272
2023	$2,431.00 (+22.35%)	$108,626 Land $18,237 Building $90,389	$271,565 Land $45,593 Building $225,972
2022	$1,987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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