207 Shumard Oak, Bluffton, SC 29910 Property Records

Beaufort County property record for 207 Shumard Oak, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,627 sqft · built 2018
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jun 2023)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242006909`

Property Details

APN / Parcel Number

Primary APN	`242006909`
Alternative APN	`R614 036 000 1282 0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	242006909
Street Address	207 SHUMARD OAK
City	BLUFFTON
State	SC
Zip	29910-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PH3-10 SOUTHERN OAKS S/D PH3 PB146 PG166 PB147 PG34
Legal Subdivision	SOUTHERN OAKS SUBDIVISION PH I
Legal Lot Number	PH3
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1066
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 14, 2018	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Apr 20, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage ACADEMY MTG
Dec 11, 2017	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	2023027852
Deed Book / Page	4249 / 2887
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 12, 2023
Property Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440
Document Number	0000027852
Book / Page	4249 / 2887
Map Reference	MB 147 PG 34
Instrument Date	Jun 1, 2023
Instrument	2023027852
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440

Mortgage

Document Number	0000027853
Date	Jun 12, 2023
Instrument	2023027853

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001636
Date	Jan 9, 2020
Book Page	3827/0605
Instrument	2020001636

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 14, 2018
Property Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440
Document Number	0000025490
Book / Page	3667 / 0948
Map Reference	MB 147 PG 34
Instrument Date	May 10, 2018
Instrument	2018025490
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$743.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SHUMARD OAK, BLUFFTON, SC 29910

Mortgage

Document Number	0000025491
Date	May 14, 2018
Instrument	2018025491

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 20, 2018
Property Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440
Document Number	0000020438
Book / Page	003660 / 003321
Instrument Date	Apr 17, 2018
Instrument	20438
Transaction Type	Subdivision Related Transfer
Record Updated	May 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$809.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SHUMARD OAK BLUFFTON SC 299104440, BLUFFTON, SC 29910-4440

Mortgage

Document Number	20439
Date	Apr 20, 2018
Book Page	003660/003324
Instrument	20439

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

December 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 11, 2017
Property Address	207 SHUMARD OAK, BLUFFTON, SC 29910-4440
Document Number	0000067015
Book / Page	3628 / 1542
Instrument Date	Dec 7, 2017
Instrument	2017067015
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$697.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23376, HILTON HEAD ISLAND, SC 29925-3376
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (-61.51%)	$14,400 (-)
2024	$6,127.00 (+296.83%)	$14,400 (+14.8%) Land $2,920 Building $11,480	$360,000 (-) Land $73,000 Building $287,000
2023	$1,544.00 (+8.27%)	$12,544 (+56.25%) Land $2,920 Building $9,624	$360,000 (+79.37%) Land $73,000 Building $287,000
2022	$1,426.00 Homeowner's exemption	$8,028 Land $2,520 Building $5,508	$200,700 Land $63,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Spectrum.

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