DeSoto County property record for 207 Shady Lane Cv W, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,122 sqft · built 2011 |
| Lot Size | 0.244 acres (10,626 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-16-0-00360-00 |
| Primary APN | 3-08-1-01-16-0-00360-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,122 sqft Adjusted Area |
| 1st Floor Area | 1,777 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 10,626 sqft (0.244 acres) |
| Lot Dimensions | 147 ft deep x 44 ft wide |
| Street Address | 207 SHADY LANE CV W |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DEER CREEK SEC K LOT 360 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | DEER CREEK |
| Legal Lot Number | 360 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71121 |
207 Shady Lane Cv W is held in a trust since August 2026.
Source: DeSoto County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 810 PALMER DR, HERNANDO, MS 38632-4533 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 |
| Deed Sale | Aug 17, 2026 |
| Prior Sale | Nov 5, 2012 · Amount on File |
| Deed Book / Page | 1026 / 14869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 17, 2026 |
| Property Address | 207 SHADY LANE CV W, HERNANDO, MS 38632-5025 |
| Document Number | 1026014869 |
| Book / Page | 1026 / 14869 |
| Instrument Date | Aug 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 810 PALMER DR, HERNANDO, MS 38632-4533 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 207 SHADY LANE CV W, HERNANDO, MS 38632-5025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1946 SUNSET FARMS DR, HERNANDO, MS 38632-8424 |
| Document Number | 005349/659 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 5349/659 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 207 Shady Lane Cv W was $3,759.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 | $32,271 Land $5,250 Building $27,021 | $215,141 Land $35,000 Building $180,141 |
| 2023 | $3,313.00 | $23,883 | $159,221 Land $35,000 Building $124,221 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 207 Shady Lane Cv W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Shady Lane Cv W is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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