Wayne County property record for 207 Settlers Pointe Dr, Pikeville, NC 27863
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,593 sqft · built 2016 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,907 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3633422103 |
| Primary APN | 3633422103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,593 sqft Heated Area |
| Gross Area | 2,689 sqft |
| 1st Floor Area | 1,593 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 764553 |
|---|---|
| Street Address | 207 SETTLERS POINTE DR |
| City | PIKEVILLE |
| State | NC |
| Zip | 27863-8128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LT 15 SETTLERS POINTE #3 |
| Legal Subdivision | SETTLERS POINTE |
| Legal Lot Number | 15 |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | PIKEVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 304 |
207 Settlers Pointe Dr, a rural home, is owned and occupied by an individual.
Source: Wayne County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 12, 2023 | Deed of Trust, Mortgage · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Mar 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 207 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 207 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8128 |
| Document Number | 004056/867 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 4056/867 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 207 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003826/504 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 3826/504 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 207 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 003603/162 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 3603/162 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 207 Settlers Pointe Dr was $1,907.
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,030 (-) Land $35,000 Building $230,030 | $265,030 (-) Land $35,000 Building $230,030 | |
| 2025 | $1,907.00 | $265,030 (+40.83%) Land $35,000 Building $230,030 | $265,030 (+40.83%) Land $35,000 Building $230,030 |
| 2024 | $188,190 (-) Land $25,000 Building $163,190 | $188,190 (-) Land $25,000 Building $163,190 | |
| 2023 | $1,559.00 | $188,190 Land $25,000 Building $163,190 | $188,190 Land $25,000 Building $163,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Settlers Pointe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Settlers Pointe Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Benzo(a)pyrene resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InfinityLink Communications Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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