207 SE Cardinal Trl, Stuart, FL 34997 Property Records

Martin County property record for 207 SE Cardinal Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1975
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on File
Last Sale	$879,000 (Jun 2026)
Tax Bill	$9,048 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-39-41-003-000-0049.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`04-39-41-003-000-0049.0-8-0000`
Alternative APNs	`04-39-41-003-000-00490-8` `60645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Finished Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 SE CARDINAL TRL
City	STUART
State	FL
Zip	34997-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH RIVER COLONY UNREC LOT 49 OR 332/1267
Legal Range	41E
Legal Township	39S
Legal Section	4
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	49
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2022
Census Tract	1108

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	207 SE CARDINAL TRL, STUART, FL 34997-7303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK FLORIDA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	20263192569
Deed Book / Page	3575 / 469
Last Transfer Date	Jul 16, 2026
Transfer Doc	0003196395
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 20, 2026
Property Address	207 SE CARDINAL TRL, STUART, FL 34997-7303
Document Number	0003196395
Book / Page	3579 / 2709
Instrument Date	Jul 16, 2026
Instrument	20263196395
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	207 SE CARDINAL TRL, STUART, FL 34997-7303
Investor	Possibly a Property Investor

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 24, 2026
Property Address	207 SE CARDINAL TRL, STUART, FL 34997-7303
Document Number	0003192569
Book / Page	3575 / 469
Instrument Date	Jun 18, 2026
Instrument	20263192569
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$621,453.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SE CARDINAL TRL, STUART, FL 34997-7303

Mortgage

Document Number	0003192570,
Date	Jun 24, 2026
Instrument	20263192570

Lender

Name	NATIONAL BANK FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,048.00 (-0.88%) Homeowner's exemption	$586,845 (+5.99%)	$652,770 (+10.64%) Land $245,000 Building $407,770
2024	$9,128.00 (+1.78%)
2023	$8,968.00 (+3.47%) Additional exemption filed	$553,697 (+3%)	$590,000 (+9.75%) Land $245,000 Building $345,000
2022	$8,667.00 Homeowner's exemption	$537,570 Land $249,900 Building $287,670	$537,570 Land $249,900 Building $287,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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