207 Scott St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 207 Scott St, Mount Pleasant, SC 29464

Property Summary

Property TypeCommercial
Details780 sqft · built 1968
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$456,750 (Jun 2016)
Tax Bill$6,184 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN517-16-00-043

Property Details

APN / Parcel Number

Primary APN517-16-00-043

Interior

Stories1 Story
Building Area780 sqft Finished Area
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions115 ft deep x 50 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address207 SCOTT ST
CityMOUNT PLEASANT
StateSC
Zip29464-4344
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAPPLATB F MAPPLATP 26 LOT 37
Legal Lot Number37
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1029
Census Tract4702

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address435 WHILDEN ST, MOUNT PLEASANT, SC 29464-5356
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage
COGENT BANK
Mar 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST CAPITAL BANK
Feb 26, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2016 · Amount on Record
Deed SaleJun 15, 2016 · Amount on Record
Prior SaleOct 30, 2012 · Amount on Record
Deed Book / Page561 / 169
Prior Transfer DateSep 5, 2012
Prior Transfer Doc0002870955
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address207 SCOTT ST, MOUNT PLEASANT, SC 29464-4344
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010190025
DateJul 30, 2021
Book Page1019/25
Lender
NameCOGENT BANK
TypeBank
Agreement
AmountAmount Recorded
Term71 Months
DueJun 9, 2027

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address207 SCOTT ST, MOUNT PLEASANT, SC 29464-4344
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 WHILDEN ST, MOUNT PLEASANT, SC 29464-5356

Mortgage

Document Number0010830748
DateMar 2, 2022
Book Page1083/748
Lender
NameFIRST CAPITAL BANK
TypeBank
AddressCHARLESTON, SC 29401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 28, 2027

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateFeb 26, 2019
Property Address207 SCOTT ST, MOUNT PLEASANT, SC 29464-4344
Document Number0779/0638
Book / Page000779 / 000638
Instrument DateFeb 20, 2019
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address435 WHILDEN ST MOUNT PLEASANT SC 294645356, MOUNT PLEASANT, SC 29464-5356

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,184.00 (+1.05%)$405,900 (+1,619.92%) Land $345,000 Building $60,900$405,900 (-10.99%) Land $345,000 Building $60,900
2024$6,120.00 (+9.36%)$23,600 (-)
2022$5,596.00$23,600$456,000 (-) Land $260,000 Building $196,000
2020$456,000 Land $260,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies213 in force
Nearby Flood Claims62 (1979–2023)
Claims Outside the SFHA17 of 62
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Hugo, Sep 1989 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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