207 Schuman Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 207 Schuman Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,721 sqft · built 2018
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on Record
Last Sale	$341,634 (Jul 2019)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T180300048`

Property Details

APN / Parcel Number

Primary APN	`T180300048`
Alternative APN	`2-0087-C558-00-0659.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
Basement Area	1,721 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick
Lot Area	13,591 sqft (0.312 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300048
Street Address	207 SCHUMAN DR
City	O FALLON
State	MO
Zip	63366-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG B #3 LOT 659
Legal Range	02E
Legal Township	48N
Legal Subdivision	RIVERDALE VLG B #3
Legal Lot Number	659
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	207 SCHUMAN DR, O FALLON, MO 63366-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS
Jul 22, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS OF ST LOUIS MORTGAGE SOLUTIONS OF ST LOUIS
Jul 29, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 24, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	0007113228
Deed Book / Page	7113 / 228
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	207 SCHUMAN DR, O FALLON, MO 63366-1556
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SCHUMAN DR, O FALLON, MO 63366-1556

Mortgage

Document Number	2021R078678
Date	Sep 20, 2021
Instrument	2021R-078678

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	207 SCHUMAN DR, O FALLON, MO 63366-1556
Document Number	0073550196
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 SCHUMAN DR O FALLON MO 633661556, O FALLON, MO 63366-1556

Mortgage

Document Number	0073550196
Date	Jul 27, 2020
Book Page	007355/000196
Instrument	528480

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS MORTGAGE SOLUTIONS OF ST LOUIS
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 29, 2019
Property Address	207 SCHUMAN DR, O FALLON, MO 63366-1556
Document Number	0071130228
Book / Page	7113 / 0228
Map Reference	MB 49 PG 284
Instrument Date	Jul 26, 2019
Instrument	20190729000389110
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SCHUMAN DR, O FALLON, MO 63366-1556

Mortgage

Document Number	20190729000389120
Date	Jul 29, 2019
Instrument	20190729000389120

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 24, 2019
Property Address	207 SCHUMAN DR, O FALLON, MO 63366-1556
Document Number	0070790402
Book / Page	007079 / 000402
Instrument Date	May 23, 2019
Instrument	250670
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,074.00	$66,369 (+0.64%)	$349,312 (+0.64%) Land $70,000 Building $279,312
2023		$65,944
2022			$347,076 Land $55,000 Building $292,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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