207 S River St, Commerce, OK 74339 Property Records

Ottawa County property record for 207 S River St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1930
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$8,000 (Jul 2025)
Tax Bill$104 (2025)
Deeds & MortgagesJul 2025 Sale
Flood ZoneZone X (minimal risk)
APN20218

Property Details

APN / Parcel Number

Primary APN20218
Alternative APN
  • 5625-00-056-004-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2010
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
PorchSlab
Porch Area98 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number20218
Street Address207 S RIVER ST
CityCOMMERCE
StateOK
Zip74339-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4, BLK 56 NORTH MIAMI NOW COMMERCE
Legal SubdivisionNORTH MIAMI NOW COMMERCE
Legal Block56
Legal Lot Number4
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3095
Census Tract574200

Owner

207 S River St is owned and occupied by two individuals who bought it in July 2025.

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address207 S RIVER ST, COMMERCE, OK 74339-2411
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on File
Deed SaleJul 31, 2025 · Amount on File
Deed Document Number20253463
Deed Book / Page1238 / 444
Record UpdatedOct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTTAWA OK
Recording DateJul 31, 2025
Property Address207 S RIVER ST, COMMERCE, OK 74339-2411
Document Number001238/444
Book / Page1238 / 444
Instrument DateJul 31, 2025
InstrumentI-2025-003463
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

AmountAmount on Record
Tax$12.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 S RIVER ST, COMMERCE, OK 74339-2411

Tax Assessment & Valuation

The 2025 property tax bill for 207 S River St was $104, up 1% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,180 (+102.98%) Land $162 Building $2,018$19,118 (-0.11%) Land $1,419 Building $17,699
2025$104.00 (+0.97%)$1,074 (+4.99%) Land $76 Building $998$19,139 (-26.03%) Land $1,419 Building $17,720
2024$103.00 (+18.39%)$1,023 (+5.03%) Land $72 Building $951$25,873 (-) Land $1,419 Building $24,454
2023$87.00 (+2.35%)$974 (+4.96%) Land $70 Building $904$25,873 (-) Land $1,419 Building $24,454
2022$85.00$928 Land $68 Building $860$25,873 Land $1,419 Building $24,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 S River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 S River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on S River St

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