207 S Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 207 S Mill St, Festus, MO 63028

Property Summary

Property TypeAuto Repair, Garage
Details4,677 sqft · built 1970
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Tax Bill$2,658 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone AE (high risk)
APN19-3.0-06.0-4-038-004.02

Property Details

APN / Parcel Number

Primary APN19-3.0-06.0-4-038-004.02

Interior

Building Area4,677 sqft Gross Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area26,136 sqft (0.6 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address207 S MILL ST
CityFESTUS
StateMO
Zip63028-2128
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionMILL 2 LOT 1A
Legal Range6E
Legal Township40N
Legal Section06
Legal SubdivisionMILL 2
Legal Block2
Legal Lot Number1A
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2013
Census Tract700900

Owner

207 S Mill St, a commercial property, is owned by two individuals who acquired it in February 2012.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 712, CRYSTAL CITY, MO 63019-0712
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2012
Deed SaleFeb 16, 2012
Deed Document Number20125577
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address207 S MILL ST, FESTUS, MO 63028-2128
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CRYSTAL MEADOW DR, CRYSTAL CITY, MO 63019-1346

Mortgage

Document Number0000000318
DateJan 6, 2026
Instrument2026R-000318
Lender
NameBANK OF BLOOMSDALE
TypeBank
AddressCRYSTAL CITY, MO 63019
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 207 S Mill St was $2,658, up 5.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,400 (-) Land $12,500 Building $33,900$145,100 (-) Land $39,200 Building $105,900
2025$2,658.00 (+5.27%)$46,400 Land $12,500 Building $33,900$145,100 (-) Land $39,200 Building $105,900
2024$2,525.00 (+0.48%)$145,100 (+8.28%) Land $39,200 Building $105,900
2023$2,513.00$42,800 Land $12,500 Building $30,300$134,000 Land $39,200 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 S Mill St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims113 (1979–2018)
Claims Outside the SFHA29 of 113
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims
  • Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 S Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on S Mill St

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