San Joaquin County property record for 207 S Locust Ave, Ripon, CA 95366
| Property Type | Retail Store |
|---|---|
| Details | 2 bd · 1 ba · 1,349 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Mar 2024) |
| Tax Bill | $9,409 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-274-050-000 |
| Primary APN | 259-274-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,349 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Old Parcel Number | 259-274-05 |
|---|---|
| Street Address | 207 S LOCUST AVE |
| City | RIPON |
| State | CA |
| Zip | 95366-2735 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Legal Description | SUNNYSIDE ADD BLK 6 LOT 1 |
| Legal Subdivision | SUNNYSIDE ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 5001 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1275 W MAIN ST, 1226, RIPON, CA 95366-1549 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF STOCKTON |
| Mar 15, 2024 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jun 29, 2021 | Deed of Trust, Mortgage TRI COUNTIES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Prior Sale | Nov 30, 2005 · Amount on Record |
| Deed Document Number | 202421599 |
| Transfer Doc | 0000116597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 207 S LOCUST AVE, RIPON, CA 95366-2735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 426 AVENUE A, RIPON, CA 95366-2103 |
| Document Number | 0000095219 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025-095219 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 15, 2024 |
| Property Address | 207 S LOCUST AVE, RIPON, CA 95366-2735 |
| Document Number | 0000021599 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024-021599 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1275 W MAIN ST, RIPON, CA 95366-1550 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 207 S LOCUST AVE, RIPON, CA 95366-2735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3435 MILLWATER XING, DACULA, GA 30019-2946 |
| Document Number | 0000110402 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-110402 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | MODESTO, CA 95350 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,409.00 (+6.84%) | |
| 2025 | $8,807.00 (+170.73%) | $816,000 (+181.38%) Land $142,800 Building $673,200 |
| 2023 | $3,253.00 (-0.31%) | $290,000 Land $115,000 Building $175,000 |
| 2022 | $3,263.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIPON serves 15,753 people · EPA ID CA3910007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Matrix Broadband, unWired Broadband.
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