207 S James St, Grayling, MI 49738 Property Records

Crawford County property record for 207 S James St, Grayling, MI 49738

Property Summary

Property TypeCommunity Shopping Center, Mini-Mall
Details6,928 sqft
Lot Size0.08 acres (3,483 sqft)
OwnerCompany Name on File
Tax Bill$5,291 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN070-150-003-004-00

Property Details

APN / Parcel Number

Primary APN070-150-003-004-00

Interior

Stories1 Story
Building Area6,928 sqft Living Area

Exterior

Fire ResistanceWood or Wood & Steel Frame
Lot Area3,483 sqft (0.08 acres)
Lot Dimensions81.2 ft deep x 42.6 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address207 S JAMES ST
CityGRAYLING
StateMI
Zip49738-1808
Property CategoryCommercial
Property TypeCommercial > Retail > Community Shopping Center, Mini-Mall
Local Zoning CodeC-3A
Legal DescriptionTHE NW'LY 42.6 FT OF LOT 4 & TH NW'LY 108.6 FT OF LOT 15, BLOCK 3, GOODALES ADDITION TO THE VILLAGE (NOW CITY) OF GRAYLING. E
Legal SubdivisionGOODALES ADDITION
Legal Block3
Legal Lot Number4,15
JurisdictionCRAWFORD MI
Township / Civil DivisionGRAYLING
Census Block Group4
Census Block4037
Census Tract960300

Owner

Source: Crawford County records · APN 070-150-003-004-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address213 ALGER ST, GRAYLING, MI 49738-1801
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2017Deed of Trust, Mortgage · Line of Credit
NORTHLAND AREA FEDERAL CREDIT UNION
Mar 24, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
NORTHLAND AREA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2026
Deed SaleJan 06, 2026
Prior SaleOct 04, 1997 · Amount on Record
Deed Book / Page837 / 340
Prior Transfer DateJan 05, 2026
Prior Transfer Doc000837/340
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address207 S JAMES ST, GRAYLING, MI 49738-1808
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number730/519
DateMar 24, 2017
Book Page730/519
InstrumentR0064781
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address207 S JAMES ST, GRAYLING, MI 49738-1808
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number730/518
DateMar 24, 2017
Book Page730/518
InstrumentR0064780
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
AddressWEST BRANCH, MI 48661
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term356 Months
DueNov 01, 2046

Tax Assessment & Valuation

Source: Crawford County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCrawford County
MunicipalityGrayling City
Unified School DistrictCrawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$161,000 (+1.96%) Land $6,800 Building $154,200$322,000 (+1.96%) Land $13,600 Building $308,400
2025$5,291.00 (+1.75%)$157,900 (+62.28%) Land $6,800 Building $151,100$315,800 (+62.28%) Land $13,600 Building $302,200
2024$5,200.00 (+7.68%)
2023$97,300 Land $6,800 Building $90,500$194,600 Land $13,600 Building $181,000
2022$4,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 17, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 249 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GRAYLING
serves 1,884 people
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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