Hamilton County property record for 207 S Howell Ave, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 772 sqft · built 1940 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (Jun 2024) |
| Tax Bill | $642 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 157N B 028 |
| Primary APN | 157N B 028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 772 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000097783 |
|---|---|
| Street Address | 207 S HOWELL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 35 BLK 7 HAMILTON PLACE S/D PB 8 PG 35 |
| Legal Subdivision | HAMILTON PLACE |
| Legal Block | 7 |
| Legal Lot Number | 35 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3000 |
207 S Howell Ave is owned and occupied by an individual who bought it in June 2024.
Source: Hamilton County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 S HOWELL AVE, CHATTANOOGA, TN 37411-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on File |
| Deed Sale | Jun 4, 2024 · Amount on File |
| Prior Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 202481 |
| Deed Book / Page | 13610 / 819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 4, 2024 |
| Property Address | 207 S HOWELL AVE, CHATTANOOGA, TN 37411-4845 |
| Document Number | 0000000081 |
| Book / Page | 13610 / 819 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Jun 3, 2024 |
| Instrument | 2024060400081 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Document Number | 0000000082 |
|---|---|
| Date | Jun 4, 2024 |
| Instrument | 2024060400082 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Number | 0000000083 |
|---|---|
| Date | Jun 4, 2024 |
| Book Page | 13610/839 |
| Instrument | 2024060400083 |
| Name | CHATTANOOGA NEIGHBORHOOD ENTERPRISE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATTANOOGA, TN 37408 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2039 |
The 2025 property tax bill for 207 S Howell Ave was $642, up 32.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642.00 (+32.1%) | $42,400 (+95.17%) | $169,600 (+95.17%) Land $45,000 Building $124,600 |
| 2024 | $486.00 | $21,725 (-) | $86,900 (-) Land $30,000 Building $56,900 |
| 2023 | $486.00 | $21,725 (-) | $86,900 (-) Land $30,000 Building $56,900 |
| 2022 | $486.00 | $21,725 | $86,900 Land $30,000 Building $56,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 207 S Howell Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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